2246 Villa Rd, Springfield, OH 45503 Property Records

Clark County property record for 2246 Villa Rd, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1996
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$73,400 (Nov 2019)
Tax Bill	$7,146 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`220-03-00020-400-021`

Property Details

APN / Parcel Number

Primary APN	`220-03-00020-400-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	672 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	326 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2246 VILLA RD
City	SPRINGFIELD
State	OH
Zip	45503-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	D Z GARDNER ALL 20
Legal Range	10W
Legal Township	5N
Legal Section	20
Legal Subdivision	D Z GARDNER
Legal Block	400
Legal Lot Number	21
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1000
Census Tract	2501

Owner

Source: Clark County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer TEAM TITLE AND CLOSING SERVICES, TEAM TITLE & CLOSING SERVICES
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CREDIT UNION INC
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
May 6, 2022	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
May 12, 2023	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Dec 14, 2023	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Mar 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WRIGHT-PATT CREDIT UNION INC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Feb 18, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL BANK
Nov 21, 2019	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Nov 5, 2019	Trustee's Deed, Foreclosure INTITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Oct 19, 1993 · Amount on Record
Deed Document Number	201914551
Deed Book / Page	2164 / 846
Last Transfer Date	Nov 12, 2019
Transfer Doc	0000015401
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jul 30, 2026
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Document Number	0000010349
Book / Page	2272 / 2788
Instrument Date	Jul 21, 2026
Instrument	202610349
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TITLE & CLOSING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Recording Date	Jun 23, 2026
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Document Number	0000008548
Book / Page	2270 / 4317
Instrument Date	May 30, 2026
Instrument	20268548
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844

Mortgage

Document Number	0000008548,
Date	Jun 23, 2026
Book Page	2270/4317
Instrument	20268548

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2051

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844

Mortgage

Document Number	0000004063
Date	Mar 26, 2026
Book Page	2266/2709
Instrument	202600004063

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006893
Date	May 6, 2022
Book Page	2209/3091
Instrument	202200006893

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005226
Date	May 12, 2023
Book Page	2223/4226
Instrument	202300005226

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 16, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014374
Date	Dec 14, 2023
Book Page	2231/2997
Instrument	202300014374

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844

Mortgage

Document Number	0000016000
Date	Dec 5, 2025
Book Page	2261/2980
Instrument	202500016000

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003649
Date	Mar 28, 2025
Book Page	2249/5481
Instrument	202500003649

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012093
Date	Aug 21, 2020
Book Page	2176/4211
Instrument	202000012093

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Feb 18, 2020
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Document Number	0000002483
Book / Page	2168 / 2323
Instrument Date	Jan 14, 2020
Instrument	202000002483
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	ALLODIAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844

Mortgage

Document Number	0000002484
Date	Feb 18, 2020
Instrument	202000002484

Lender

Name	SECURITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 28, 2021

November 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CLARK OH
Recording Date	Nov 21, 2019
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Document Number	0000015401
Book / Page	002164 / 005143
Instrument Date	Nov 12, 2019
Instrument	15401
Transaction Type	Foreclosure
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLARK OH
Recording Date	Nov 5, 2019
Property Address	2246 VILLA RD, SPRINGFIELD, OH 45503-1844
Document Number	0000014551
Book / Page	002164 / 000846
Instrument Date	Aug 12, 2019
Instrument	14551
Transaction Type	Foreclosure
Record Updated	Nov 14, 2019
Title Company	INTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$293.34
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 N MAIN ST NEW CARLISLE OH 453441427, NEW CARLISLE, OH 45344-1427

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,146.00 (+108.83%)	$87,360 (+14.05%) Land $16,720 Building $70,640	$249,620 (+14.05%) Land $47,780 Building $201,840
2024	$3,422.00 (+2.95%)
2023		$76,600 Land $12,970 Building $63,630
2022	$3,324.00		$218,860 Land $37,060 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

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