2246 Hal Dr, Murray, KY 42071 Property Records

Calloway County property record for 2246 Hal Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,956 sqft · built 2013
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2025)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-U-0034`

Property Details

APN / Parcel Number

Primary APN	`042-U-0034`
Alternative APNs	`112166` `1140`

Interior

Building Area	1,956 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	14,375 sqft (0.33 acres)
Garage Area	551 sqft

Location & Zoning

Account Number	112166
Street Address	2246 HAL DR
City	MURRAY
State	KY
Zip	42071-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2246 HAL DRIVE
Legal Subdivision	BRIARCREST SUBDIVISION
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2007
Census Tract	10304

Owner

Source: Calloway County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2246 HAL DR, MURRAY, KY 42071-4715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Warranty Deed, Transfer · Line of Credit GERSHMAN INVESTMENT CORP
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
Jun 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK
Aug 27, 2018	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Aug 27, 2018 · Amount on File
Deed Document Number	2025722043
Deed Book / Page	1514 / 463
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Sep 9, 2025
Property Address	2246 HAL DR, MURRAY, KY 42071-4715
Document Number	001514/463
Book / Page	1514 / 463
Map Reference	MB 40 PG 69
Instrument Date	Sep 4, 2025
Instrument	722043
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2246 HAL DR, MURRAY, KY 42071-4715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 HAL DR, MURRAY, KY 42071-4715

Mortgage

Document Number	0000722044
Date	Sep 9, 2025
Instrument	722044

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2246 HAL DR, MURRAY, KY 42071-4715
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001228/335
Date	Sep 27, 2019
Book Page	1228/335
Instrument	637111

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Oct 10, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2246 HAL DR, MURRAY, KY 42071-4715
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001214/341
Date	Jun 3, 2019
Book Page	1214/341
Instrument	634608

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	PADUCAH, KY 42001

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	May 20, 2029

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Aug 27, 2018
Property Address	2246 HAL DR, MURRAY, KY 42071-4715
Document Number	001185/273
Book / Page	1185 / 273
Map Reference	MB 40 PG 69 SL 3885
Instrument Date	Aug 18, 2018
Instrument	629479
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2246 HAL DR, 2246, MURRAY, KY 42071-4715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2246 HAL DR, MURRAY, KY 42071-4715

Mortgage

Document Number	0000629480
Date	Aug 27, 2018
Instrument	629480

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Feb 20, 2019

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,089.00 (-1.83%)	$260,000 (-)	$260,000 (-)
2023	$2,128.00	$260,000	$260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream.

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