2246 E Ruritan Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 2246 E Ruritan Rd, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,921 sqft · built 1977
Lot Size	5.86 acres (255,262 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jan 2017)
Tax Bill	$5,326 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039.16-01-07`

Property Details

APN / Parcel Number

Primary APN	`039.16-01-07`
Alternative APNs	`000013960` `03916 1 7`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,921 sqft Finished Area
Gross Area	5,692 sqft
1st Floor Area	2,111 sqft
Basement Area	1,595 sqft
Unfinished Basement	1,595 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	255,262 sqft (5.86 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	264 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000013960
Street Address	2246 E RURITAN RD
City	ROANOKE
State	VA
Zip	24012-6912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BONSACK
Legal Subdivision	EAST WEST RURITAN
Jurisdiction	ROANOKE VA
Township / Civil Division	HOLLINS
Census Block Group	4
Census Block	4009
Census Tract	31202

Owner

Source: Roanoke County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2246 E RURITAN RD, ROANOKE, VA 24012-6912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN NATIONWIDE MTG
Jan 10, 2017	Deed, Transfer · Conventional Mortgage AMERICAN NATIONWIDE MORTGAGE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on File
Deed Sale	Jan 10, 2017 · Amount on File
Deed Document Number	2017290
Prior Transfer Date	Apr 14, 2006
Prior Transfer Doc	0000007872
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Recording Date	May 28, 2026
Property Address	2246 E RURITAN RD, ROANOKE, VA 24012-6912
Document Number	0000004732
Instrument Date	May 22, 2026
Instrument	20264732
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2246 E RURITAN RD, ROANOKE, VA 24012-6912

Mortgage

Document Number	0000004732,
Date	May 28, 2026
Instrument	20264732

Lender

Name	HOMETRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 25, 2051

Interest

Rate	6.75%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	2246 E RURITAN RD, ROANOKE, VA 24012-6912
Document Number	0000008236
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2246 E RURITAN RD ROANOKE VA 240126912, ROANOKE, VA 24012-6912

Mortgage

Document Number	0000008236
Date	Jul 29, 2020
Instrument	8236

Lender

Name	AMERICAN NATIONWIDE MTG
Type	Mortgage Company
Address	TAMPA, FL 33624

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Jan 10, 2017
Property Address	2246 E RURITAN RD, ROANOKE, VA 24012-6912
Document Number	0000000290
Instrument Date	Jan 5, 2017
Instrument	201700290
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PERFORMANCE TITLE & SETTLEME

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2246 E RURITAN RD, ROANOKE, VA 24012-6912

Mortgage

Document Number	0000000291
Date	Jan 10, 2017
Instrument	201700291

Lender

Name	AMERICAN NATIONWIDE MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,326.00 (+6.54%)	$517,100 (+6.53%) Land $93,100 Building $424,000	$517,100 (+6.53%) Land $93,100 Building $424,000
2025	$4,999.00 (+5.84%)	$485,400 (+8.93%) Land $93,100 Building $392,300
2024			$485,400 (+8.93%) Land $93,100 Building $392,300
2023	$4,723.00	$445,600 Land $93,100 Building $352,500	$445,600 Land $93,100 Building $352,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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