Warren County property record for 2246 Cold Stream Dr, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,444 sqft · built 2021 |
| Lot Size | 0.201 acres (8,786 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Nov 2025) |
| Tax Bill | $7,106 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-183-005-0 |
| Primary APN | 05-21-183-005-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| 2nd Floor Area | 1,112 sqft |
| Basement Area | 771 sqft |
| Finished Basement | 771 sqft |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 8,786 sqft (0.201 acres) |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 315259 |
|---|---|
| Street Address | 2246 COLD STREAM DR |
| City | DAYTON |
| State | OH |
| Zip | 45458-2993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIL.WN.CRK/BLVD.WC9A #688 |
| Legal Subdivision | VIL.WN.CRK/BLVD.WC9A |
| Legal Block | 183 |
| Legal Lot Number | 688 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
2246 Cold Stream Dr is owned and occupied by an individual who bought it in November 2025.
Source: Warren County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2246 COLD STREAM DR, CENTERVILLE, OH 45458-2993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Warranty Deed, Transfer |
| Jan 4, 2022 | Limited Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Aug 31, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on File |
| Deed Sale | Nov 26, 2025 · Amount on File |
| Prior Sale | Jan 4, 2022 · Amount on File |
| Deed Document Number | 0000030490 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Nov 26, 2025 |
| Property Address | 2246 COLD STREAM DR, DAYTON, OH 45458-2993 |
| Document Number | 0000030490 |
| Map Reference | MB 102 PG 37 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-030490 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2246 COLD STREAM DR, CENTERVILLE, OH 45458-2993 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jan 4, 2022 |
| Property Address | 2246 COLD STREAM DR, DAYTON, OH 45458-2993 |
| Document Number | 0000000421 |
| Map Reference | MB 102 PG 37-39 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2022-000421 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2246 COLD STREAM DR, CENTERVILLE, OH 45458-2993 |
| Document Number | 0000000422 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022-000422 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Aug 31, 2021 |
| Property Address | 2246 COLD STREAM DR, DAYTON, OH 45458-2993 |
| Document Number | 0000039584 |
| Map Reference | MB 102 PG 37-39 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-039584 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2246 Cold Stream Dr was $7,106, up 4.9% from the year before.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,106.00 (+4.92%) | $154,175 (-) Land $35,000 Building $119,175 | $440,500 (-) Land $100,000 Building $340,500 |
| 2024 | $6,773.00 (+9.81%) | $154,175 (+26.42%) Land $35,000 Building $119,175 | $440,500 Land $100,000 Building $340,500 |
| 2023 | $6,168.00 (-0.34%) | $121,951 (-) Land $20,650 Building $101,301 | |
| 2022 | $6,189.00 | $121,951 Land $20,650 Building $101,301 | $348,430 (-) Land $59,000 Building $289,430 |
| 2021 | $348,430 Land $59,000 Building $289,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2246 Cold Stream Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2246 Cold Stream Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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