2246 185th Ave, Manchester, IA 52057 Property Records

Delaware County property record for 2246 185th Ave, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,789 sqft · built 2012
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Jun 2012)
Tax Bill	$5,540 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240040602400`

Property Details

APN / Parcel Number

Primary APN	`240040602400`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,789 sqft Living Area
Basement Area	1,789 sqft
Finished Basement	1,125 sqft
Unfinished Basement	664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	167 sqft
Deck Area	368 sqft
Patio Area	928 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2246 185TH AVE
City	MANCHESTER
State	IA
Zip	52057-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 WINDY HOLLOW
Legal Range	05W
Legal Township	88N
Legal Section	04
Legal Subdivision	WINDY HOLLOW SUBDIVISION
Legal Lot Number	24
Jurisdiction	DELAWARE IA
Township / Civil Division	MILO
Census Block Group	3
Census Block	3018
Census Tract	950400

Owner

2246 185th Ave is owned and occupied by two individuals who bought it in June 2012.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2246 185TH AVE, MANCHESTER, IA 52057-8628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2012 · Amount on File
Deed Sale	Jun 29, 2012 · Amount on File
Deed Document Number	20122132
Deed Book / Page	2012 / 2132
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	2246 185TH AVE, MANCHESTER, IA 52057-8628
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/3114
Date	Nov 19, 2025
Book Page	2025/3114

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	MANCHESTER, IA 52057

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	2246 185TH AVE, MANCHESTER, IA 52057-8628
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1731
Date	Jul 25, 2023
Book Page	2023/1731
Instrument	23-1731

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2033

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	2246 185TH AVE, MANCHESTER, IA 52057-8628
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3138
Date	Sep 14, 2020
Book Page	2020/3138
Instrument	2020 3138

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2246 185th Ave was $5,540 with a homeowner's exemption, up 8.5% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,700 (-) Land $72,400 Building $412,300	$484,700 (-) Land $72,400 Building $412,300
2025	$5,540.00 (+8.5%) Homeowner's exemption	$484,700 Land $72,400 Building $412,300	$484,700 Land $72,400 Building $412,300
2024	$5,106.00
2023		$409,900 (+25.85%) Land $65,800 Building $344,100	$409,900 Land $65,800 Building $344,100
2022	$4,502.00 Homeowner's exemption	$325,700 Land $49,400 Building $276,300
2021			$325,700 Land $49,400 Building $276,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2246 185th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2246 185th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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