Washington County property record for 22457 Cave Hill Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,288 sqft · built 1979 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,800 (Aug 1988) |
| Tax Bill | $2,667 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-003285 |
| Primary APN | 07-003285 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Porch | Slab |
| Porch Area | 92 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 003285 |
|---|---|
| Street Address | 22457 CAVE HILL RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 1 .60 ACRES 22457 CAVE HILL RD |
| Legal Subdivision | WILLIAM L CRUM |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11301 |
22457 Cave Hill Rd is owned and occupied by an individual who acquired it in June 2013.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22457 CAVE HILL RD, SMITHSBURG, MD 21783-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 1988 · Amount on File |
| Deed Sale | Aug 26, 1988 · Amount on File |
| Deed Book / Page | 887 / 884 |
| Last Transfer Date | Jun 5, 2013 |
| Transfer Doc | 0045860464 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 22457 Cave Hill Rd was $2,667 with a homeowner's exemption, up 5% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,667.00 (+4.96%) Homeowner's exemption | $271,200 (+4.71%) | $283,400 (-) Land $68,000 Building $215,400 |
| 2025 | $2,541.00 (+5.22%) Homeowner's exemption | $259,000 | $283,400 Land $68,000 Building $215,400 |
| 2024 | $2,415.00 (+5.05%) | ||
| 2023 | $2,299.00 | $221,067 | $246,800 Land $68,000 Building $178,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22457 Cave Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1988–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22457 Cave Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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