Lancaster County property record for 2245 Windmill Point Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,246 sqft · built 1960 |
| Lot Size | 0.393 acres (17,118 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Sep 2014) |
| Tax Bill | $10 (2025) |
| Deeds & Mortgages | Jul 2017 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 35D 1 17 |
| Primary APN | 35D 1 17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| Gross Area | 4,510 sqft |
| 1st Floor Area | 1,246 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,118 sqft (0.393 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 32 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12591 |
|---|---|
| Street Address | 2245 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WOODLAWN SHORES LOT LR14/1343 |
| Legal Subdivision | WOODLAWN SHORES |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 30301 |
Source: Lancaster County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2245 WINDMILL POINT RD, WHITE STONE, VA 22578-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2014 · Amount on Record |
| Deed Sale | Sep 10, 2014 · Amount on Record |
| Deed Book / Page | 1400 / 1343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 2245 WINDMILL POINT RD, WHITE STONE, VA 22578-3010 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170001280 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 170001280 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10.00 (-98.63%) | $181,800 (+56.32%) Land $13,500 Building $168,300 | $181,800 (+56.32%) Land $13,500 Building $168,300 |
| 2023 | $732.00 | $116,300 Land $13,500 Building $102,800 | $116,300 Land $13,500 Building $102,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 174 individual policies |
| Nearby Flood Policies | 190 units insured incl. 16 condo units |
| Nearby Flood Claims | 28 (2003–2023) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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