2245 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 2245 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-021-017-20`

Property Details

APN / Parcel Number

Primary APN	`02-021-017-20`

Exterior

Lot Area	90,605 sqft (2.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2245 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-9471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 21 T8S R7E 2.0783 ACRES COM @ A PT ON C/L OF W TEMPERANCE RD 1318.30 FT S 89D 06M E & 371.76 FT S 88D 41M E FR NW COR OF
Legal Range	07E
Legal Township	08S
Legal Section	21
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3011
Census Tract	833800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2245 W TEMPERANCE RD, TEMPERANCE, MI 48182-9471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MONROE COUNTY COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2245 W TEMPERANCE RD, TEMPERANCE, MI 48182-9471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004334
Date	Mar 29, 2019
Instrument	2019R04334

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2245 W TEMPERANCE RD, TEMPERANCE, MI 48182-9471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 W TEMPERANCE RD, TEMPERANCE, MI 48182-9471

Mortgage

Document Number	0000019846
Date	Sep 24, 2020
Instrument	2020R19846

Lender

Name	MONROE COUNTY COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,500 (+25.54%) Land $173,500	$347,000 (+25.54%) Land $347,000
2025	$3,368.00 (+12.6%) Homeowner's exemption
2023	$2,991.00 Homeowner's exemption	$138,200	$276,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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