Howard County property record for 2245 Union Rd, Elba, NE 68835
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,680 sqft · built 2015 |
| Lot Size | 11 acres (482,209 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,169 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 470847554 |
| Primary APN | 470847554 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,680 sqft |
| Basement Area | 420 sqft |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 482,209 sqft (11 acres) |
| Garage Type | Mixed |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 330 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 2245 UNION RD |
|---|---|
| City | ELBA |
| State | NE |
| Zip | 68835-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 05-AGRICULTURAL |
| Legal Description | (COT TWP)(#151-1) LINE SHACK HILL SECONDSUB 15-16-12 (11.07 ACRES) |
| Legal Subdivision | LINE SHACK HILL SECONDSUB |
| Jurisdiction | HOWARD NE |
| Township / Civil Division | COTESFIELD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970600 |
Source: Howard County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2245 UNION RD, ELBA, NE 68835-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2015 |
| Deed Sale | Jul 29, 2015 |
| Deed Document Number | 247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD NE |
| Property Address | 2245 UNION RD, ELBA, NE 68835-2601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19/976 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 19/976 |
| Instrument | 2019-00265 |
| Name | NEBRASKALAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Howard County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Howard County |
| Unified School District | Central Valley Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,169.00 (-26.34%) | $479,224 (+20.13%) Land $119,900 Building $359,324 | $479,224 (+20.13%) Land $119,900 Building $359,324 |
| 2023 | $4,302.00 | $398,916 Land $81,600 Building $317,316 | $398,916 Land $81,600 Building $317,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 68% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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