2245 Troy Smith Rd, Monroe, GA 30656 Property Records

Walton County property record for 2245 Troy Smith Rd, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,126 sqft · built 1985
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (Oct 2019)
Tax Bill	$6,380 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0740-030-C`

Property Details

APN / Parcel Number

Primary APN	`C0740-030-C`
Alternative APN	`39060`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,126 sqft Heated Area
1st Floor Area	2,256 sqft
Basement Area	1,980 sqft
Finished Basement	1,980 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	204 sqft
Deck Area	187 sqft
Patio Area	187 sqft
Guest House	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39060
Street Address	2245 TROY SMITH RD
City	MONROE
State	GA
Zip	30656-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	10.00AC
Legal Subdivision	TRACT 1
Jurisdiction	WALTON GA
Township / Civil Division	LOGANVILLE
Census Block Group	2
Census Block	2000
Census Tract	110503

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2245 TROY SMITH RD, MONROE, GA 30656-4553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Line of Credit LEGACY STATE BANK
Oct 14, 2019	Grant Deed, Transfer · VA Mortgage ACOPIA
Sep 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Sep 5, 2017
Deed Document Number	0004466208
Deed Book / Page	4466 / 208
Last Transfer Date	Oct 14, 2019
Transfer Doc	0044660208
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2245 TROY SMITH RD, MONROE, GA 30656-4553
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 TROY SMITH RD, MONROE, GA 30656-4553

Mortgage

Document Number	0055110000000034
Date	Jul 29, 2024
Book Page	0000005511/0000000034
Instrument	2024007997

Lender

Name	LEGACY STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Oct 14, 2019
Property Address	2245 TROY SMITH RD, MONROE, GA 30656-4553
Document Number	0044660208
Book / Page	004466 / 000208
Instrument Date	Oct 10, 2019
Instrument	12513
Transaction Type	Transfer
Record Updated	Apr 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2245 TROY SMITH RD MONROE GA 306564553, MONROE, GA 30656-4553

Mortgage

Document Number	44660210
Date	Oct 14, 2019
Book Page	004466/000210
Instrument	12514

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Sep 26, 2017
Property Address	2245 TROY SMITH RD, MONROE, GA 30656-4553
Document Number	0041320100
Book / Page	004132 / 000100
Instrument Date	Sep 5, 2017
Transaction Type	Transfer
Record Updated	Oct 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 TROY SMITH RD MONROE GA 306564553, MONROE, GA 30656-4553

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,380.00 (+3.47%) Homeowner's exemption	$242,040 (+7.04%) Land $64,840 Building $177,200	$605,100 (+7.04%) Land $162,100 Building $443,000
2023	$6,166.00 (-10.26%) Homeowner's exemption	$226,120 (+10.04%) Land $61,560 Building $164,560	$565,300 (+10.04%) Land $153,900 Building $411,400
2022	$6,871.00 Homeowner's exemption	$205,480 Land $57,560 Building $147,920	$513,700 Land $143,900 Building $369,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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