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2245 Towering Oaks Cir, Seffner, FL 33584 Property Records

Hillsborough County property record for 2245 Towering Oaks Cir, Seffner, FL 33584

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,027 sqft · built 2000
Lot Size0.196 acres (8,535 sqft)
OwnerIndividual Name on Record
Tax Bill$2,786 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN066382-2614

Property Details

APN / Parcel Number

Primary APN066382-2614
Alternative APN
  • U11292029W000001000070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,027 sqft Living Area
Gross Area2,811 sqft
1st Floor Area2,027 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,535 sqft (0.196 acres)
Lot Dimensions126 ft deep x 68 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area364 sqft
PorchOpen Porch
Porch Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0663822614
Street Address2245 TOWERING OAKS CIR
CitySEFFNER
StateFL
Zip33584-8410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionKINGSWAY OAKS UNIT 2 LOT 7 BLOCK 1
Legal Range20E
Legal Township29S
Legal Section11
Legal SubdivisionKINGSWAY OAKS UNIT 2
Legal Tract29W
Legal Block1
Legal Lot Number7
Legal Unit2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2017
Census Tract12207

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2245 TOWERING OAKS CIR, SEFFNER, FL 33584-8410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2004
Deed SaleJul 6, 2004
Prior SaleFeb 12, 2001 · Amount on Record
Deed Document Number2004256570
Deed Book / Page13997 / 1046
Prior Transfer DateMay 19, 2004
Prior Transfer Doc0000256570
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2245 TOWERING OAKS CIR, SEFFNER, FL 33584-8410
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyDHI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2248 TOWERING OAKS CIR, SEFFNER, FL 33584-8409

Mortgage

Document Number0000625068
DateDec 6, 2021
Instrument2021625068
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term204 Months
DueDec 1, 2038

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,980 (+2.7%)$359,312 (+1.4%) Land $82,210 Building $277,102
2025$2,786.00 (+13.95%) Homeowner's exemption$156,748 (+5.99%)$354,340 (+5.9%) Land $82,210 Building $272,130
2023$2,445.00 (+6.91%) Homeowner's exemption$147,893 (+3%)$334,607 (-0.49%) Land $69,229 Building $265,378
2022$2,287.00 Homeowner's exemption$143,585$336,246 Land $69,229 Building $267,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims13 (1988–2024)
Claims Outside the SFHA4 of 13
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

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