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2245 Toftrees Trl, Elgin, IL 60123 Property Records

Kane County property record for 2245 Toftrees Trl, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,678 sqft · built 1990
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jul 2016)
Tax Bill$10,206 (2025)
Deeds & MortgagesNov 2025 Mortgage
Oct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-09-151-006

Property Details

APN / Parcel Number

Primary APN06-09-151-006

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,678 sqft Living Area
Gross Area3,932 sqft
Basement Area1,254 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address2245 TOFTREES TRL
CityELGIN
StateIL
Zip60123-2570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 11 LOT 470
Legal SubdivisionVALLEY CREEK
Legal Block2
Legal Lot Number470
Legal Unit11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2014
Census Tract851910

Owner

Source: Kane County records · APN 06-09-151-006

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2245 TOFTREES TRL, ELGIN, IL 60123-2570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Oct 31, 2023Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2016 · Amount on Record
Deed SaleJul 08, 2016 · Amount on Record
Prior SaleMar 28, 2016 · Amount on Record
Deed Document Number201634708
Prior Transfer DateJun 16, 2015
Prior Transfer Doc0000052395
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2245 TOFTREES TRL, ELGIN, IL 60123-2570
Transaction TypeMortgage
Record UpdatedNov 26, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2245 TOFTREES TRL, ELGIN, IL 60123-2570

Mortgage

Document Number0000045065
DateNov 13, 2025
Instrument2025K045065
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055
Interest
Rate6.62%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2245 TOFTREES TRL, ELGIN, IL 60123-2570
Transaction TypeMortgage
Record UpdatedNov 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2245 TOFTREES TRL, ELGIN, IL 60123-2570

Mortgage

Document Number0000038129
DateOct 31, 2023
Instrument2023K038129
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueNov 01, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,206.00 (+15.89%) Homeowner's exemption
2024$130,590 (+21.39%) Land $30,842 Building $99,748$391,927 (+21.44%) Land $92,563 Building $299,364
2022$8,807.00 (+4.39%) Homeowner's exemption$107,575 (+6.96%) Land $25,406 Building $82,169$322,725 (+6.96%) Land $76,218 Building $246,507
2021$8,437.00 Homeowner's exemption$100,575 Land $23,753 Building $76,822$301,725 Land $71,259 Building $230,466

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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