2245 SW 3rd Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2245 SW 3rd Ct, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,561 sqft · built 1997
Lot Size	0.512 acres (22,303 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (May 1994)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1-20-37-35-0100-00000-0170`

Property Details

APN / Parcel Number

Primary APN	`1-20-37-35-0100-00000-0170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,561 sqft Heated Area
Gross Area	3,817 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,303 sqft (0.512 acres)
Pool Area	448 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2245 SW 3RD CT
City	OKEECHOBEE
State	FL
Zip	34974-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY COURT LOT 17; LESS AND EXCEPT THAT PORTION OF LOT 17, LEGACY COURT, ACCORDING TO THE PLAT THEREOF, RECORDED IN PLAT BO
Legal Range	35E
Legal Township	37S
Legal Section	20
Legal Subdivision	LEGACY COURT
Legal Lot Number	17
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3007
Census Tract	910601

Owner

Source: Okeechobee County assessment roll, APN 1-20-37-35-0100-00000-0170, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2245 SW 3RD CT, OKEECHOBEE, FL 34974-3954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 1994 · Amount on Record
Deed Sale	May 01, 1994 · Amount on Record
Deed Document Number	0000356214
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2245 SW 3RD CT, OKEECHOBEE, FL 34974-3954
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008101802
Date	Jul 19, 2018
Book Page	0810/1802
Instrument	2018009327

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okeechobee County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (-17.41%) Homeowner's exemption	$217,768 (+5.99%)	$380,067 (+4.59%) Land $70,200 Building $309,867
2023	$2,941.00 (+6.44%) Homeowner's exemption	$205,467 (+3%)	$363,399 (+19.8%) Land $43,200 Building $320,199
2022	$2,763.00 Homeowner's exemption	$199,483	$303,331 Land $32,400 Building $270,931

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), as of July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939106013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 66 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4470257, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.