2245 Stump Dr, Oroville, CA 95966 Property Records

Butte County property record for 2245 Stump Dr, Oroville, CA 95966

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1979
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Mar 2019)
Tax Bill	$3,270 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-300-029-000`

Property Details

APN / Parcel Number

Primary APN	`035-300-029-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2245 STUMP DR
City	OROVILLE
State	CA
Zip	95966-6938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2245 STUMP DR
Legal Subdivision	CRESTWOOD
Legal Lot Number	10
Jurisdiction	BUTTE CA
Township / Civil Division	OROVILLE
Census Block Group	3
Census Block	3012
Census Tract	3002

Owner

2245 Stump Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2245 STUMP DR, OROVILLE, CA 95966-6938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Mar 25, 2019	Grant Deed, Transfer · FHA Mortgage COMMERCE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Aug 25, 2006 · Amount on File
Deed Document Number	201916866
Prior Transfer Date	Jun 12, 2007
Prior Transfer Doc	0000030820
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2245 STUMP DR, OROVILLE, CA 95966-6938
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 STUMP DR, OROVILLE, CA 95966-6938

Mortgage

Document Number	0000020884
Date	Jun 17, 2022
Instrument	2022-0020884

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 25, 2019
Property Address	2245 STUMP DR, OROVILLE, CA 95966-6938
Document Number	0000016866
Instrument Date	Mar 23, 2019
Instrument	16866
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	TIMIOS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2245 STUMP DR OROVILLE CA 959666938, OROVILLE, CA 95966-6938

Mortgage

Document Number	16867
Date	Mar 25, 2019
Instrument	16867

Lender

Name	COMMERCE HM MTG
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Stump Dr was $3,270 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Elementary School District	Oroville City Elementary School District (KG - 08)
Secondary School District	Oroville Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,523 (+2%) Land $91,022 Building $144,501
2025	$3,270.00 Homeowner's exemption	$230,906 Land $89,238 Building $141,668
2024			$251,010
2023	$2,895.00 (+16.17%) Homeowner's exemption	$221,942 Land $85,774 Building $136,168
2022	$2,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Stump Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Stump Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FEATHER W&P - MINERS RANCH serves 22,638 people · EPA ID CA0410006
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, Verizon.

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