Kendall County property record for 2245 Stacy Cir, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,930 sqft · built 2002 |
| Lot Size | 0.183 acres (7,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,500 (Dec 2018) |
| Tax Bill | $10,503 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-224-017 |
| Primary APN | 02-02-224-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,930 sqft Living Area |
| Gross Area | 4,803 sqft |
| 1st Floor Area | 2,930 sqft |
| Basement Area | 1,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,973 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 2245 STACY CIR |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 364 LAKEWOOD CREEK UNIT 3, VILLAGE OF MONTGOMERY |
| Legal Subdivision | LAKEWOOD CREEK UNIT 3 |
| Legal Lot Number | 364 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 890404 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2245 STACY CIR, MONTGOMERY, IL 60538-5028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC |
| Jun 7, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Dec 12, 2018 | Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Feb 14, 2017 | Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Prior Sale | Jul 11, 2007 · Amount on Record |
| Deed Document Number | 201817578 |
| Prior Transfer Date | Jan 30, 2017 |
| Prior Transfer Doc | 0000002519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 2245 STACY CIR, MONTGOMERY, IL 60538-5028 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2245 STACY CIR, MONTGOMERY, IL 60538-5028 |
| Document Number | 0000014678 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 202500014678 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 2245 STACY CIR, MONTGOMERY, IL 60538-5028 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009822 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 202200009822 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 12, 2018 |
| Property Address | 2245 STACY CIR, MONTGOMERY, IL 60538-5028 |
| Document Number | 0000017578 |
| Map Reference | DOC200200006523 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 201800017578 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2245 STACY CIR, MONTGOMERY, IL 60538-5028 |
| Document Number | 0000017579 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 201800017579 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 14, 2017 |
| Property Address | 2245 STACY CIR, MONTGOMERY, IL 60538-5028 |
| Document Number | 0000002519 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 2519 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2245 STAEY CIR MONTGOMERY IL 60538, MONTGOMERY, IL 60538 |
| Document Number | 2520 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2520 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2047 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Bristol Township |
| Municipality | Montgomery Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,354 (+35.7%) Land $14,531 Building $131,823 | $439,062 (+35.7%) Land $43,593 Building $395,469 | |
| 2024 | $10,503.00 | ||
| 2022 | $107,850 Land $10,804 Building $97,046 | $323,550 Land $32,412 Building $291,138 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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