2245 Shepherds Ridge Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2245 Shepherds Ridge Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,456 sqft · built 2003
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Tax Bill	$6,053 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`062F0-00-00-37500`

Property Details

APN / Parcel Number

Primary APN	`062F0-00-00-37500`
Alternative APN	`27367`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,456 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	9,365 sqft (0.215 acres)
View / Lot	Proximity to Airport
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Patio Area	120 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2245 SHEPHERDS RIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-0675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	DUNLORA 375 PH 3B
Legal Subdivision	DUNLORA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1019
Census Tract	10602

Owner

Source: Albemarle County records · APN 062F0-00-00-37500

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2245 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	May 28, 2026
Property Address	2245 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0675
Document Number	0000005052
Instrument Date	May 13, 2026
Instrument	20265052
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0675

Mortgage

Document Number	0000005052,
Date	May 28, 2026
Instrument	20265052

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,053.00 (-1.11%)	$677,100 (-1.11%) Land $136,500 Building $540,600	$677,100 (-1.11%) Land $136,500 Building $540,600
2025	$6,121.00 (+13.06%)	$684,700 (+8%) Land $135,000 Building $549,700	$684,700 (+8%) Land $135,000 Building $549,700
2023	$5,414.00	$634,000 Land $127,500 Building $506,500	$634,000 Land $127,500 Building $506,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000

May also be available: Brightspeed, T-Mobile USA, Verizon.

Based on FCC filings for 226 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACSA URBAN AREA serves 77,408 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.