2245 September Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2245 September Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,432 sqft · built 1969
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$481,500 (Oct 2023)
Tax Bill	$4,517 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-00050805`

Property Details

APN / Parcel Number

Primary APN	`04-295-00050805`
Alternative APNs	`429500050805` `29500050805`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	982 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Utility Area	143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29500050805
Street Address	2245 SEPTEMBER DR
City	GAMBRILLS
State	MD
Zip	21054-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 41 SC 5 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	1
Legal Lot Number	41
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1013
Census Tract	740900

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2245 SEPTEMBER DR, GAMBRILLS, MD 21054-1247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 4, 2022	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Book / Page	40015 / 388
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 23, 2023
Property Address	2245 SEPTEMBER DR, GAMBRILLS, MD 21054-1247
Document Number	0400150388
Book / Page	40015 / 388
Map Reference	MB 38 PL 41
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,203.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 SEPTEMBER DR, GAMBRILLS, MD 21054-1247

Mortgage

Document Number	0040015395
Date	Oct 23, 2023
Instrument	40015/395

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 4, 2022
Property Address	2245 SEPTEMBER DR, GAMBRILLS, MD 21054-1247
Document Number	0386880117
Book / Page	38688 / 117
Map Reference	MB 38 PL 41
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2245 SEPTEMBER DR, 2245, GAMBRILLS, MD 21054-1247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 SEPTEMBER DR, GAMBRILLS, MD 21054-1247

Mortgage

Document Number	0038688121
Date	May 4, 2022
Instrument	38688/121

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2245 SEPTEMBER DR, GAMBRILLS, MD 21054-1247
Document Number	0320670219
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	May 21, 2018
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 SEPTEMBER DR GAMBRILLS MD 210541247, GAMBRILLS, MD 21054-1247

Mortgage

Document Number	0320670219
Date	May 3, 2018
Book Page	032067/000219

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,800 (+16.2%)	$445,000 (+21.35%) Land $284,900 Building $160,100
2025	$4,517.00 (+22.38%)
2023	$3,691.00	$338,033	$366,700 Land $222,800 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2008–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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