2245 Seaside St, Vero Beach, FL 32963 Property Records

Indian River County property record for 2245 Seaside St, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,077 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Mar 2021)
Tax Bill	$17,806 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-40-27-00038-0000-00011.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-27-00038-0000-00011.0`
Alternative APN	`100139`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,077 sqft Living Area
1st Floor Area	2,353 sqft
2nd Floor Area	724 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	121 ft deep x 99 ft wide
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1,791 sqft

Exterior Amenities

Pool Area	340 sqft
Porch	Open Porch
Porch Area	567 sqft
Deck Area	384 sqft
Patio Area	1,037 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	100139
Street Address	2245 SEASIDE ST
City	VERO BEACH
State	FL
Zip	32963-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	SEASIDE SUB LOT 11 PBI 13-81
Legal Range	40
Legal Township	33
Legal Section	27
Legal Subdivision	SEASIDE SUBDIVISION
Legal Lot Number	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1001
Census Tract	50509

Owner

2245 Seaside St is owned and occupied by an individual who bought it in March 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2245 SEASIDE ST, VERO BEACH, FL 32963-3131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA
Dec 27, 2016	Loan Modification, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Jun 2, 2000 · Amount on File
Deed Document Number	3120210020771
Deed Book / Page	3402 / 1754
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 25, 2021
Property Address	2245 SEASIDE ST, VERO BEACH, FL 32963-3131
Document Number	0034021754
Book / Page	3402 / 1754
Map Reference	MB 13 PG 81-81A
Instrument Date	Mar 24, 2021
Instrument	3120210020771
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1955 SURFSIDE TER, 1955, VERO BEACH, FL 32963-2856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 SEASIDE ST, VERO BEACH, FL 32963-3131

Mortgage

Document Number	34021756
Date	Mar 25, 2021
Instrument	3402/1756

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2245 SEASIDE ST, VERO BEACH, FL 32963-3131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032600471
Date	Dec 9, 2019
Book Page	3260/0471
Instrument	3120190071395

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	2245 SEASIDE ST, VERO BEACH, FL 32963-3131
Document Number	0029920431
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2245 SEASIDE ST VERO BEACH FL 329633131, VERO BEACH, FL 32963-3131

Mortgage

Document Number	0029920431
Date	Jan 3, 2017
Book Page	002992/000431
Instrument	202

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	VERO BEACH, FL 32960

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Seaside St was $17,806.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,806.00	$1,281,323	$1,642,106 Land $359,923 Building $1,282,183
2023	$16,432.00 (+2.32%)	$1,208,944 (+3%)	$1,545,846 (+31.7%) Land $359,923 Building $1,185,923
2022	$16,059.00	$1,173,732 Land $319,932 Building $853,800	$1,173,732 Land $319,932 Building $853,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Seaside St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 166 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	467 units insured incl. 301 condo units
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Seaside St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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