Clay County property record for 2245 Reed St, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,352 sqft · built 1991 |
| Lot Size | 3.04 acres (132,770 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,500 (May 2017) |
| Tax Bill | $12,206 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-04-26-018954-000-00 |
| Primary APN | 41-04-26-018954-000-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,352 sqft Living Area |
| Gross Area | 5,714 sqft |
| 1st Floor Area | 4,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 132,770 sqft (3.04 acres) |
| Lot Dimensions | 800 ft deep x 166 ft wide |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 1,248 sqft |
| Deck Area | 400 sqft |
| Patio Area | 170 sqft |
| Storage Building | 192 sqft |
| Boat Access | Boat Access |
| Boat House | 540 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2245 REED ST |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-5662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LOT 3 BLK 26 EX N 200 SEC 2 O.P. AS REC OR 3569 PG 136 & 3971 PG 1121 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 41 |
| Legal Subdivision | EX N 200 |
| Legal Block | 26 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30600 |
2245 Reed St is owned and occupied by an individual who bought it in May 2017.
Source: Clay County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2245 REED ST, ORANGE PARK, FL 32073-5662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 15, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on File |
| Deed Sale | May 10, 2017 · Amount on File |
| Prior Sale | Aug 20, 2013 · Amount on File |
| Deed Document Number | 201723640 |
| Deed Book / Page | 3971 / 1121 |
| Prior Transfer Date | Apr 30, 2017 |
| Prior Transfer Doc | 0039711121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2245 REED ST, ORANGE PARK, FL 32073-5662 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0044310188 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 4431/188 |
| Instrument | 2021016821 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2245 REED ST, ORANGE PARK, FL 32073-5662 |
| Document Number | 0041170210 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2245 REED ST ORANGE PARK FL 320735662, ORANGE PARK, FL 32073-5662 |
| Document Number | 0041170210 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 004117/000210 |
| Instrument | 44757 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 10, 2017 |
| Property Address | 2245 REED ST, ORANGE PARK, FL 32073-5662 |
| Document Number | 0039711121 |
| Book / Page | 003971 / 001121 |
| Instrument Date | Apr 30, 2017 |
| Instrument | 23640 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,578.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2245 REED ST ORANGE PARK FL 320735662, ORANGE PARK, FL 32073-5662 |
The 2025 property tax bill for 2245 Reed St was $12,206 with a homeowner's exemption, up 5.8% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,206.00 (+5.83%) Homeowner's exemption | $714,416 | $872,926 Land $298,800 Building $574,126 |
| 2024 | $11,534.00 (+0.48%) | ||
| 2023 | $11,479.00 (+2.34%) Homeowner's exemption | $674,061 (+3%) | $858,074 (+13.4%) Land $298,800 Building $559,274 |
| 2022 | $11,217.00 Homeowner's exemption | $654,429 | $756,668 Land $298,800 Building $457,868 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2245 Reed St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 61 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 111 units insured incl. 50 condo units |
| Nearby Flood Claims | 29 (1997–2017) |
| Claims Outside the SFHA | 15 of 29 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2245 Reed St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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