Stanislaus County property record for 2245 Panero Way, Ceres, CA 95307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,385 sqft · built 2006 |
| Lot Size | 0.088 acres (3,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,500 (Dec 2011) |
| Tax Bill | $2,004 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Mar 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-055-051-000 |
| Primary APN | 127-055-051-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,385 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 3,810 sqft (0.088 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2245 PANERO WAY |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307-4557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSE VILLAGE (43M05) BLK 6359 LOT 3 |
| Legal Subdivision | ROSE VILLAGE |
| Legal Block | 6359 |
| Legal Lot Number | 3 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 2604 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2245 PANERO WAY, CERES, CA 95307-4557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2011 · Amount on Record |
| Deed Sale | Dec 20, 2011 · Amount on Record |
| Prior Sale | Mar 9, 2011 · Amount on Record |
| Deed Document Number | 2011103787 |
| Prior Transfer Date | Dec 9, 2011 |
| Prior Transfer Doc | 0000103788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2245 PANERO WAY, CERES, CA 95307-4557 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2245 PANERO WAY, CERES, CA 95307-4557 |
| Document Number | 0000071789 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022-0071789 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2245 PANERO WAY, CERES, CA 95307-4557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017921 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019-0017921 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2049 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,004.00 (+0.65%) Homeowner's exemption | $145,398 (+2%) Land $51,239 Building $94,159 |
| 2025 | $1,991.00 (+9.16%) Homeowner's exemption | $142,548 (+4.04%) Land $50,235 Building $92,313 |
| 2023 | $1,824.00 (+1.56%) Homeowner's exemption | $137,014 Land $48,285 Building $88,729 |
| 2022 | $1,796.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures