2245 Panama St, Hayward, CA 94545 Property Records

Alameda County property record for 2245 Panama St, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,119 sqft · built 1955
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$741,000 (Nov 2021)
Tax Bill	$9,598 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`455-72-78`

Property Details

APN / Parcel Number

Primary APN	`455-72-78`
Alternative APN	`455-0072-078-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,119 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	5,300 sqft (0.122 acres)
Lot Dimensions	100 ft deep x 53 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2245 PANAMA ST
City	HAYWARD
State	CA
Zip	94545-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00017 BLK: 000P TR: 1555
Legal Subdivision	TRACT 1555
Legal Tract	1555
Legal Block	P
Legal Lot Number	17
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2006
Census Tract	438300

Owner

2245 Panama St is owned and occupied by two individuals who bought it in November 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2245 PANAMA ST, HAYWARD, CA 94545-4632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Nov 8, 2021	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Nov 8, 2021	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Deed Document Number	2021365582
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	0000365581
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 8, 2021
Property Address	2245 PANAMA ST, HAYWARD, CA 94545-4632
Document Number	0000365580
Map Reference	MB 36 PG 54-60
Instrument Date	Nov 3, 2021
Instrument	2021365580
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 DANA CIR, LIVERMORE, CA 94550-3785

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 8, 2021
Property Address	2245 PANAMA ST, HAYWARD, CA 94545-4632
Document Number	0000365582
Map Reference	MB 36 PG 54-60
Instrument Date	Nov 3, 2021
Instrument	2021365582
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,113.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2245 PANAMA ST, HAYWARD, CA 94545-4632

Mortgage

Document Number	0000365583
Date	Nov 8, 2021
Instrument	2021365583

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 8, 2021
Property Address	2245 PANAMA ST, HAYWARD, CA 94545-4632
Document Number	0000365581
Map Reference	MB 36 PG 54-60
Instrument Date	Nov 1, 2021
Instrument	2021365581
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 PANAMA ST, HAYWARD, CA 94545-4632

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 26, 2017
Property Address	2245 PANAMA ST, HAYWARD, CA 94545-4632
Document Number	0000138687
Instrument Date	Jun 21, 2017
Instrument	138687
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 DANA CIR LIVERMORE CA 945503785, LIVERMORE, CA 94550-3785

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Panama St was $9,598.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$802,072 (+2%) Land $240,621 Building $561,451
2025	$9,598.00	$786,348 Land $235,904 Building $550,444
2023	$9,365.00	$755,820 Land $226,746 Building $529,074	$799,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Panama St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Panama St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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