2245 Ottawa River Rd, Toledo, OH 43611 Property Records

Lucas County property record for 2245 Ottawa River Rd, Toledo, OH 43611

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1970
Lot Size	0.266 acres (11,600 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Dec 2020)
Tax Bill	$8,431 (2025)
Deeds & Mortgages	Dec 2020 Sale Feb 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`02-23357`

Property Details

APN / Parcel Number

Primary APN	`02-23357`
Alternative APN	`10149007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft

Exterior

Year Built	Built 1970
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	194 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2245 OTTAWA RIVER RD
City	TOLEDO
State	OH
Zip	43611-1875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	BRIAR BANK LOT 11 & NE 20 FT 10 & SLYPT LOT 110 NW & AD
Legal Subdivision	BRIAR BANK
Legal Lot Number	11,110
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3006
Census Tract	5503

Owner

2245 Ottawa River Rd is owned and occupied by an individual who bought it in December 2020.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2245 OTTAWA RIVER RD, TOLEDO, OH 43611-1875
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Warranty Deed, Transfer LIBERTY TITLE
Feb 6, 2019	Deed of Trust, Mortgage · Line of Credit STATE CHARTERED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Jul 19, 2011 · Amount on File
Deed Document Number	202012280059035
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 28, 2020
Property Address	2245 OTTAWA RIVER RD, TOLEDO, OH 43611-1875
Document Number	0000059035
Instrument Date	Oct 16, 2020
Instrument	59035
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 OTTAWA RIVER RD TOLEDO OH 436111875, TOLEDO, OH 43611-1875

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2245 OTTAWA RIVER RD, TOLEDO, OH 43611-1875
Document Number	0000005078
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2245 OTTAWA RIVER RD TOLEDO OH 436111875, TOLEDO, OH 43611-1875

Mortgage

Document Number	0000005078
Date	Feb 11, 2019
Instrument	5078

Lender

Name	STATE CHARTERED CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 10, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Ottawa River Rd was $8,431, up 33.8% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,431.00 (+33.8%)	$110,740 (-) Land $44,555 Building $66,185
2024	$6,301.00 (+9.97%)	$110,740 (+19.4%) Land $44,555 Building $66,185	$316,400 Land $127,300 Building $189,100
2023	$5,730.00 (-4.61%)	$92,750 (-) Land $28,910 Building $63,840
2022	$6,007.00 Homeowner's exemption	$92,750 Land $28,910 Building $63,840
2021			$265,000 Land $82,600 Building $182,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2245 Ottawa River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	578.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Ottawa River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Amplex Wireless.

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