Champaign County property record for 2245 Nancy Ln, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.514 acres (22,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,500 (Jun 2011) |
| Tax Bill | $5,074 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-02-178-020 |
| Primary APN | 28-22-02-178-020 |
|---|
| Lot Area | 22,402 sqft (0.514 acres) |
|---|
| Street Address | 2245 NANCY LN |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS PT 131, 132 WOODARDS HEATHER HILLS SUB 6TH PLAT |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 02 |
| Legal Subdivision | WOODARDS HEATHER HILLS SUB 6TH PLAT |
| Legal Lot Number | 132 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10702 |
2245 Nancy Ln is owned and occupied by two individuals who bought it in June 2011.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2245 NANCY LN, SAINT JOSEPH, IL 61873-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2011 · Amount on File |
| Deed Sale | Jun 22, 2011 · Amount on File |
| Prior Sale | Feb 24, 2006 · Amount on File |
| Deed Document Number | 201112333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 2245 NANCY LN, SAINT JOSEPH, IL 61873-9416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001555 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2020R01555 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,290 Land $11,740 Building $76,550 | $264,870 Land $35,220 Building $229,650 | |
| 2024 | $5,074.00 | ||
| 2022 | $4,475.00 Homeowner's exemption | $70,460 Land $9,370 Building $61,090 | $211,380 Land $28,110 Building $183,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2245 Nancy Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2245 Nancy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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