2245 Merganser Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 2245 Merganser Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$4,066 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0745736`

Property Details

APN / Parcel Number

Primary APN	`R0745736`
Alternative APNs	`07-3966-19-4-22-01-0000` `0000007093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Deck Area	385 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000007093
Street Address	2245 MERGANSER DR
City	KALISPELL
State	MT
Zip	59901-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHLEY PARK PH 5, S19, T28 N, R21 W, LOT 29, ASSR# 0000007093
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Quarter	SE
Legal Subdivision	ASHLEY PARK PH 5
Legal Lot Number	29
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2043
Census Tract	1201

Owner

Source: Flathead County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2245 MERGANSER DR, KALISPELL, MT 59901-8973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 17, 2023	Affidavit of Death of Joint Tenant, Transfer
Jan 6, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 7, 2023
Deed Sale	Aug 7, 2023
Prior Sale	Feb 17, 2023
Deed Document Number	202300012063
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 7, 2023
Property Address	2245 MERGANSER DR, KALISPELL, MT 59901-8973
Document Number	202300012063
Instrument Date	Aug 4, 2023
Instrument	202300012063
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 MERGANSER DR, KALISPELL, MT 59901-8973

Mortgage

Document Number	202300012064
Date	Aug 7, 2023
Instrument	202300012064

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FLATHEAD MT
Recording Date	Feb 17, 2023
Property Address	2245 MERGANSER DR, KALISPELL, MT 59901-8973
Document Number	202300002508
Instrument Date	Feb 17, 2023
Instrument	202300002508
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 EL CAPITAN LOOP, STEVENSVILLE, MT 59870-6005

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 6, 2023
Property Address	2245 MERGANSER DR, KALISPELL, MT 59901-8973
Document Number	202300000227
Instrument Date	Jan 6, 2023
Instrument	202300000227
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2245 MERGANSER DR, KALISPELL, MT 59901-8973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 EL CAPITAN LOOP, STEVENSVILLE, MT 59870-6005

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,066.00	$406,200	$406,200 Land $65,605 Building $340,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Larkin Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Richon Fixed Wireless	100 / 50

May also be available: Lumen Technologies.

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