Ingham County property record for 2245 Main St, Holt, MI 48842
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,140 sqft · built 1930 |
| Lot Size | 0.457 acres (19,907 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Jun 2026) |
| Tax Bill | $5,092 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-25-05-15-329-008 |
| Primary APN | 33-25-05-15-329-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,360 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,907 sqft (0.457 acres) |
| Lot Dimensions | 246 ft deep x 81 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 600 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2245 MAIN ST |
|---|---|
| City | HOLT |
| State | MI |
| Zip | 48842-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NOT APP |
| Legal Description | (DP 1965) LOT 117 STERLING FARMS NO 2 |
| Legal Subdivision | STERLING FARMS 02 |
| Legal Lot Number | 117 |
| Legal Unit | 117 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5401 |
Source: Ingham County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6117 HAAG RD, LANSING, MI 48911-5451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DART BANK |
| Jun 4, 2026 | Warranty Deed, Transfer TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE |
| Nov 24, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Nov 24, 2021 · Amount on Record |
| Deed Document Number | 202615580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | May 29, 2026 |
| Property Address | 2245 MAIN ST, HOLT, MI 48842-1005 |
| Document Number | 0000015056 |
| Instrument Date | May 29, 2026 |
| Instrument | 202615056 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000015056, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202615056 |
| Name | DART BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Jun 4, 2026 |
| Property Address | 2245 MAIN ST, HOLT, MI 48842-1005 |
| Document Number | 0000015580 |
| Instrument Date | May 28, 2026 |
| Instrument | 202615580 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $147,712.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Nov 24, 2021 |
| Property Address | 2245 MAIN ST, HOLT, MI 48842-1005 |
| Document Number | 0000049817 |
| Map Reference | LB 8 PG 16 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 2021-049817 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2245 MAIN ST, 2245, HOLT, MI 48842-1005 |
| Name | Verified Name |
|---|---|
| Address | 1205 CHESTER ST, EATON RAPIDS, MI 48827-1813 |
| Document Number | 0000049797 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-049797 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 2245 MAIN ST, HOLT, MI 48842-1005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024323 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-024323 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | 3-Year TN |
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Delhi Charter Township |
| Unified School District | Holt Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,300 (+3.06%) Land $25,000 Building $96,300 | $242,600 (+3.06%) Land $50,000 Building $192,600 | |
| 2025 | $5,092.00 (+88.24%) Homeowner's exemption | $117,700 (+18.29%) Land $25,000 Building $92,700 | $235,400 (+18.29%) Land $50,000 Building $185,400 |
| 2023 | $99,500 Land $21,100 Building $78,400 | $199,000 Land $42,200 Building $156,800 | |
| 2022 | $2,705.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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