Kenton County property record for 2245 Janes Ln, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 960 sqft · built 1968 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,000 (Jan 2022) |
| Tax Bill | $2,186 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-10-031.00 |
| Primary APN | 055-21-10-031.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Finished Area |
| Gross Area | 1,436 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 29,185 sqft (0.67 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2245 JANES LN |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-4045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EIFERT ADDN TO MONTE CASINO SEC 2 LOT 142R |
| Legal Subdivision | EIFERT ADDN TO MONTE CASINO |
| Legal Phase | 2 |
| Legal Lot Number | 142R |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 65100 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2245 JANES LN, COVINGTON, KY 41011-4045 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jan 18, 2022 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Aug 13, 2021 | Agreement of Sale, Transfer · Commercial Mortgage GUARDIAN SAVINGS BANK |
| Mar 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on Record |
| Deed Sale | Jan 18, 2022 · Amount on Record |
| Prior Sale | Aug 13, 2021 · Amount on Record |
| Deed Document Number | 202211 |
| Deed Book / Page | 143 / 134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2245 JANES LN, COVINGTON, KY 41011-4045 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2245 JANES LN, COVINGTON, KY 41011-4045 |
| Document Number | 0005900013 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 327/487 |
| Instrument | 22011805900013 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 18, 2022 |
| Property Address | 2245 JANES LN, COVINGTON, KY 41011-4045 |
| Document Number | 0005900011 |
| Book / Page | 143 / 134 |
| Map Reference | PL 920 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 22011805900011 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 668 BRANDTLY RIDGE DR, COVINGTON, KY 41015-4228 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2245 JANES LN, COVINGTON, KY 41011-4045 |
| Document Number | 0005900012 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 22011805900012 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Number | 0005900013 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 327/487 |
| Instrument | 22011805900013 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 13, 2021 |
| Property Address | 2245 JANES LN, COVINGTON, KY 41011-4045 |
| Document Number | 0005900063 |
| Book / Page | 110 / 495 |
| Map Reference | PL 920 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 21081305900063 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 389 BREWER RD, 389, FALMOUTH, KY 41040-7629 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 668 BRANDTLY RIDGE DR, COVINGTON, KY 41015-4228 |
| Document Number | 0005900429 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 258/301 |
| Instrument | 21081705900429 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 28, 2017 |
| Property Address | 2245 JANES LN, COVINGTON, KY 41011-4045 |
| Document Number | 0000000175 |
| Book / Page | 0C6124 / 000344 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 175 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2245 JANES LN COVINGTON KY 410114045, COVINGTON, KY 41011-4045 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 (-) Land $25,000 Building $140,000 | $165,000 (-) Land $25,000 Building $140,000 | |
| 2025 | $2,186.00 (-0.5%) | $165,000 (-) Land $15,000 Building $150,000 | $165,000 (-) Land $15,000 Building $150,000 |
| 2023 | $2,197.00 | $165,000 Land $15,000 Building $150,000 | $165,000 Land $15,000 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures