2245 High St, Ashland, KY 41101 Property Records

Boyd County property record for 2245 High St, Ashland, KY 41101 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,495 sqft · built 1917
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$962 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-11-18-028.00`

Property Details

APN / Parcel Number

Primary APN	`031-11-18-028.00`
Alternative APN	`492001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,495 sqft Living Area

Exterior

Year Built	Built 1917
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	492001
Street Address	2245 HIGH ST
City	ASHLAND
State	KY
Zip	41101-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 PART OF LOTS 26 & 28 EAST OAKVIEW SUBDIVISION
Legal Subdivision	EAST OAKVIEW SUBITION
Legal Lot Number	26-28
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1027
Census Tract	30500

Owner

Source: Boyd County records · APN 031-11-18-028.00

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2245 HIGH ST, ASHLAND, KY 41101-4813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE CU
Mar 01, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF KENTUCKY INC
Apr 05, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF KENTUCKY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	2245 HIGH ST, ASHLAND, KY 41101-4813
Transaction Type	Mortgage
Record Updated	Feb 04, 2026
Title Company	BEST TITLE AGENCY, BESTITLE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 HIGH ST, ASHLAND, KY 41101-4813

Mortgage

Document Number	0001609/19
Date	Jan 21, 2026
Book Page	1609/19
Instrument	10041007

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	1401 CENTRAL AVE, ASHLAND, KY 41101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2046

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	2245 HIGH ST, ASHLAND, KY 41101-4813
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001500/420
Date	Mar 01, 2022
Book Page	1500/420
Instrument	10009225

Lender

Name	CITIZENS BANK OF KENTUCKY INC
Type	Bank
Address	PAINTSVILLE, KY 41240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Feb 24, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	2245 HIGH ST, ASHLAND, KY 41101-4813
Transaction Type	Mortgage
Record Updated	Apr 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1402/114
Date	Apr 05, 2019
Book Page	M1402/114
Instrument	9815469

Lender

Name	CITIZENS BANK OF KENTUCKY INC
Type	Bank
Address	PAINTSVILLE, KY 41240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 05, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boyd County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00 (+27.93%)	$159,000 (+33.39%) Land $15,000 Building $144,000	$159,000 (+33.39%) Land $15,000 Building $144,000
2023	$752.00	$119,200 Land $10,000 Building $109,200	$119,200 Land $10,000 Building $109,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boyd County (21019C), updated October 15, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 575 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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