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  6. 2245 Harmony Ln

2245 Harmony Ln, Apt 203, Naples, FL 34109 Property Records

Collier County property record for 2245 Harmony Ln, Apt 203, Naples, FL 34109

Property Summary

Property TypeCondominium
Details1,433 sqft · built 1996
Owner2 Individual Names on File
Last Sale$192,000 (Sep 2020)
Tax Bill$2,999 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Sep 2019 Sale
Flood ZoneZone AE (high risk)
APN399400 7 2033A26

Property Details

APN / Parcel Number

Primary APN399400 7 2033A26
Alternative APNs
  • 4946500110009365972033
  • 49465001100

Interior

Units9 Units
Building Area1,433 sqft Living Area
1st Floor Area1,433 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment

Location & Zoning

Street Address2245 HARMONY LN, 203
CityNAPLES
StateFL
Zip34109-1468
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHEATHERWOOD AT STONEBRIDGE A CONDOMINIUM BLDG 7-203
Legal Range25
Legal Township48
Legal Section26
Legal SubdivisionHEATHERWOOD AT STONEBRIDGE A CONDOMINIUM
Legal Tract399400
Legal Block1
Legal Lot Number203
Legal Unit7-203
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10213

Owner

2245 Harmony Ln, Apt 203 is owned by two individuals who bought it in September 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address66 CARLISLE DR, OSTERVILLE, MA 02655-1205
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Warranty Deed, Transfer · Conventional Mortgage
LEADER BANK NA
Sep 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2020 · Amount on File
Deed SaleSep 21, 2020 · Amount on File
Prior SaleMay 19, 2010 · Amount on File
Deed Document Number20205926101
Deed Book / Page5818 / 2685
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 21, 2020
Property Address2245 HARMONY LN APT 203, 203, NAPLES, FL 34109-1468
Document Number0058182685
Book / Page5818 / 2685
Map ReferenceMB 2084 PG 1300-1379
Instrument DateSep 17, 2020
Instrument5926101
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,344.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2120 ABERDEEN LN UNIT 201, 2120, NAPLES, FL 34109-1476

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 GRAY ST, NORTH ANDOVER, MA 01845-6301

Mortgage

Document Number0058182691
DateSep 21, 2020
Instrument5818/2691
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 12, 2019
Property Address2245 HARMONY LN APT 203, 203, NAPLES, FL 34109-1468
Document Number0056730351
Book / Page005673 / 000351
Instrument DateSep 9, 2019
Instrument5764676
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 ABERDEEN LN #201 NAPLES FL 341091476, 201, NAPLES, FL 34109-1476

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Harmony Ln, Apt 203 was $2,999.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,551 (+1%)$347,920 (-3.96%) Building $347,920
2025$2,999.00$277,774$362,250 Building $362,250
2023$2,874.00 (+9.36%)$229,565 (+1%)$374,580 (+21.42%) Building $374,580
2022$2,628.00$208,695$308,506 Building $308,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Harmony Ln, Apt 203 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims4 (1999–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimNov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Harmony Ln, Apt 203 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Hotwire Communications, T-Mobile.

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