McLean County property record for 2245 Elwood Ln, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2003 |
| Lot Size | 0.186 acres (8,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,500 (Feb 2014) |
| Tax Bill | $6,477 (2024) |
| Deeds & Mortgages | Jul 2011 Mortgage Feb 2015 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-11-453-007 |
| Primary APN | 14-11-453-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 8,040 sqft (0.186 acres) |
| Lot Dimensions | 120 ft deep x 67 ft wide |
| Garage Area | 506 sqft |
| Porch | Open Frame Porch |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2245 ELWOOD LN |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-5467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | NORTH FIELDS SUB 2ND ADD LT 45 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 11 |
| Legal Subdivision | NORTH FIELDS SUB |
| Legal Lot Number | 45 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 105 |
2245 Elwood Ln is owned and occupied by two individuals who bought it in February 2014.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2245 ELWOOD LN, NORMAL, IL 61761-5467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2011 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 11, 2015 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Feb 3, 2014 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2014 · Amount on File |
| Deed Sale | Feb 3, 2014 · Amount on File |
| Deed Document Number | 20141929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2245 ELWOOD LN, NORMAL, IL 61761-5467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201100015906 |
|---|---|
| Date | Jul 20, 2011 |
| Instrument | 2011-00015906 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2245 ELWOOD LN, NORMAL, IL 61761-5467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201500002246 |
|---|---|
| Date | Feb 11, 2015 |
| Instrument | 2015-00002246 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 3, 2014 |
| Property Address | 2245 ELWOOD LN, NORMAL, IL 61761-5467 |
| Document Number | 201400001929 |
| Map Reference | DOC2002R17873 |
| Instrument Date | Jan 30, 2014 |
| Instrument | 2014-00001929 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2245 ELMWOOD LN, NORMAL, IL 61761-5467 |
| Document Number | 201400001930 |
|---|---|
| Date | Feb 3, 2014 |
| Instrument | 2014-00001930 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2044 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,622 Land $19,667 Building $73,955 | $280,866 Land $59,001 Building $221,865 | |
| 2024 | $6,477.00 (+6.88%) | ||
| 2023 | $6,060.00 | $76,810 Land $16,135 Building $60,675 | $230,430 Land $48,405 Building $182,025 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2245 Elwood Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2245 Elwood Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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