2245 Eagle Talon Cir, Fleming Island, FL 32003 Property Records

Clay County property record for 2245 Eagle Talon Cir, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,278 sqft · built 2018
Lot Size	0.122 acres (5,357 sqft)
Owner	Individual Name on File
Tax Bill	$3,395 (2025)
Deeds & Mortgages	Apr 2022 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014176-016-40`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014176-016-40`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,278 sqft Heated Area
Gross Area	3,006 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,357 sqft (0.122 acres)
Garage Area	490 sqft
Porch	Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2245 EAGLE TALON CIR
City	FLEMING ISLAND
State	FL
Zip	32003-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 RESERVE AT EAGLE HARBORAS REC O R 4080 PG 2162 & 4598 PG 549
Legal Range	26
Legal Township	05
Legal Section	04
Legal Subdivision	RESERVE/EAGLE HARBOR
Legal Lot Number	40
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3013
Census Tract	30701

Owner

2245 Eagle Talon Cir is owned and occupied by an individual who acquired it in April 2022.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	2245 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed, Transfer ACCOMODATION, ACCOMMODATION
May 4, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 22, 2022
Deed Sale	Apr 22, 2022
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	0004598549
Deed Book / Page	4598 / 549
Prior Transfer Date	Apr 20, 2022
Prior Transfer Doc	0045980549
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	Apr 20, 2022
Property Address	2245 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Document Number	0045980549
Book / Page	4598 / 549
Map Reference	MB 59 PG 1-10
Instrument Date	Apr 12, 2022
Instrument	2022025097
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2245 EAGLE TALON CIR, 2245, FLEMING ISLAND, FL 32003-4047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	May 4, 2018
Property Address	2245 EAGLE TALON CIR, FLEMING ISLAND, FL 32003-4047
Document Number	0040802162
Book / Page	004080 / 002162
Instrument Date	May 2, 2018
Instrument	22977
Transaction Type	Subdivision Related Transfer
Record Updated	May 14, 2018
Title Company	DF TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,944.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2245 EAGLE TALON CIR FLEMING ISLAND FL 320034047, FLEMING ISLAND, FL 32003-4047

Mortgage

Document Number	40802164
Date	May 4, 2018
Book Page	004080/002164
Instrument	22978

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Eagle Talon Cir was $3,395 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,395.00 Homeowner's exemption	$262,757	$382,382 Land $55,000 Building $327,382
2023	$5,640.00 (+5.48%) Homeowner's exemption	$247,915 (+3%)	$381,367 (+10.27%) Land $55,000 Building $326,367
2022	$5,347.00 Homeowner's exemption	$240,695	$345,849 Land $55,000 Building $290,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Eagle Talon Cir in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Eagle Talon Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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