2245 Duncan Trl, Clermont, FL 34714 Property Records

Lake County property record for 2245 Duncan Trl, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,537 sqft · built 1992
Lot Size	0.203 acres (8,854 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Mar 2019)
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-24-26-0800-000-13000`

Property Details

APN / Parcel Number

Primary APN	`22-24-26-0800-000-13000`
Alternative APNs	`262422080000013000` `3452291`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,537 sqft Living Area
Gross Area	1,977 sqft
1st Floor Area	1,505 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,854 sqft (0.203 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	282 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3452291
Street Address	2245 DUNCAN TRL
City	CLERMONT
State	FL
Zip	34714-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GREATER GROVES PHASE 1 LOT 130 PB 32 PGS 79-80 ORB 5252 PG 789
Legal Range	26E
Legal Township	24S
Legal Section	22
Legal Subdivision	GREATER GROVES PHASE 1
Legal Tract	0800
Legal Lot Number	130
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1001
Census Tract	31324

Owner

2245 Duncan Trl is owned and occupied by an individual who bought it in March 2019.

Source: Lake County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2245 DUNCAN TRL, CLERMONT, FL 34714-8011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 22, 2019	Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC
Aug 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Jul 1, 2017 · Amount on File
Deed Document Number	201931407
Deed Book / Page	5252 / 789
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0049921113
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Aug 17, 2026
Property Address	2245 DUNCAN TRL, CLERMONT, FL 34714-8011
Document Number	0000100835
Book / Page	6796 / 362
Instrument Date	Jul 24, 2026
Instrument	2026100835
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 DUNCAN TRL, CLERMONT, FL 34714-8011

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2245 DUNCAN TRL, CLERMONT, FL 34714-8011
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 DUNCAN TRL, CLERMONT, FL 34714-8011

Mortgage

Document Number	0058690021
Date	Jan 4, 2022
Book Page	5869/21
Instrument	2022000937

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Nov 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 22, 2019
Property Address	2245 DUNCAN TRL, CLERMONT, FL 34714-8011
Document Number	0052520789
Book / Page	5252 / 0789
Map Reference	MB 32 PG 79&80
Instrument Date	Mar 12, 2019
Instrument	2019031407
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	UNITED TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20712 COUNTY ROAD 33, 20712, GROVELAND, FL 34736-9576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 DUNCAN TRL, CLERMONT, FL 34714-8011

Mortgage

Document Number	2019031408
Date	Mar 22, 2019
Instrument	2019031408

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Aug 25, 2017
Property Address	2245 DUNCAN TRL, CLERMONT, FL 34714-8011
Document Number	0049921113
Book / Page	004992 / 001113
Instrument Date	Jul 18, 2017
Instrument	92631
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2245 DUNCAN TRL CLERMONT FL 347148011, CLERMONT, FL 34714-8011

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Duncan Trl was $3,356 with a homeowner's exemption, up 2.3% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,240 (+2.9%)	$290,181 (-) Land $92,750 Building $197,431
2025	$3,356.00 (+2.29%) Homeowner's exemption	$193,630 Land $92,750 Building $100,880	$290,181 Land $92,750 Building $197,431
2024	$3,281.00 (+8.03%)
2023	$3,037.00 (+7.58%) Homeowner's exemption	$182,700 (+3%)	$282,814 (+11.43%) Land $92,750 Building $190,064
2022	$2,823.00 Homeowner's exemption	$177,380	$253,795 Land $75,250 Building $178,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Duncan Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Duncan Trl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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