Monterey County property record for 2245 Cypress Ln, Seaside, CA 93955
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $3,700,000 (Mar 2026) |
| Tax Bill | $7,527 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 031-054-053-000 |
| Primary APN | 031-054-053-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,274 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Garage Area | 627 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 2245 CYPRESS LN |
|---|---|
| City | SEASIDE |
| State | CA |
| Zip | 93955-6550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE ENCLAVE PH 3 VOL 24 C&T PG 90 TRACT 1562-B LOT 107 20,541 SF |
| Legal Subdivision | THE ENCLAVE PH 3 |
| Legal Tract | 1562-B |
| Legal Lot Number | 107 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 14108 |
Source: Monterey County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2245 CYPRESS LN, SEASIDE, CA 93955-6550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Deed Document Number | 20266749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 3, 2026 |
| Property Address | 2245 CYPRESS LN, SEASIDE, CA 93955-6550 |
| Document Number | 0000006749 |
| Map Reference | MB 24 PG 90 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 2026006749 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | BUILDER SERVICES FNTG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2245 CYPRESS LN, SEASIDE, CA 93955-6550 |
| Document Number | 0000006750 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026006750 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.7% |
| Max Rate At Change | 9.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Seaside City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,905,342 (+188.7%) Land $673,182 Building $1,232,160 | |
| 2025 | $7,527.00 | $659,983 Land $659,983 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GeoLinks, Optimum.
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