2245 Cypress Knee Loop, Kissimmee, FL 34743 Property Records

Osceola County property record for 2245 Cypress Knee Loop, Kissimmee, FL 34743

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1998
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Jun 2005)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-25-30-1262-0001-1320`

Property Details

APN / Parcel Number

Primary APN	`18-25-30-1262-0001-1320`
Alternative APNs	`253018126200011320` `71073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,627 sqft
1st Floor Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	85 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2245 CYPRESS KNEE LOOP
City	KISSIMMEE
State	FL
Zip	34743-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KMPU
Legal Description	CYPRESS LAKE PHASE 1 PB 8 PG 45-47 LOT 132
Legal Range	30E
Legal Township	25S
Legal Section	18
Legal Subdivision	CYPRESS LAKE PH 1
Legal Phase	1
Legal Tract	1262
Legal Block	1320
Legal Lot Number	132
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	42701

Owner

2245 Cypress Knee Loop is owned by two individuals who bought it in June 2005.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2441 HURON CIR, KISSIMMEE, FL 34746-3441
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2005 · Amount on File
Deed Sale	Jun 3, 2005 · Amount on File
Prior Sale	Dec 3, 1998 · Amount on File
Deed Document Number	2005127173
Deed Book / Page	2795 / 99
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0027950097
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2245 CYPRESS KNEE LOOP, KISSIMMEE, FL 34743-3515
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057370546
Date	Jun 15, 2020
Book Page	5737/546
Instrument	2020075954

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Cypress Knee Loop was $3,142, up 18% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	Kissimmee City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,142.00 (+18.03%)	$228,200 Land $30,000 Building $198,200	$228,200 Land $30,000 Building $198,200
2024	$2,662.00 (+4.03%)
2023	$2,559.00 (+21.05%)	$210,700 (+37.98%) Land $28,000 Building $182,700	$210,700 (+37.98%) Land $28,000 Building $182,700
2022	$2,114.00	$152,700 Land $20,500 Building $132,200	$152,700 Land $20,500 Building $132,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Cypress Knee Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	4 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Cypress Knee Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75
Spectrum Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Xfinity.

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