2245 Cliff Rd, North Bend, OH 45052 Property Records

Hamilton County property record for 2245 Cliff Rd, North Bend, OH 45052

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,972 sqft · built 1964
Lot Size0.803 acres (35,022 sqft)
OwnerIndividual Name on Record
Last Sale$325,545 (Oct 2017)
Tax Bill$6,046 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN570-0240-0094-00

Property Details

APN / Parcel Number

Primary APN570-0240-0094-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,972 sqft Living Area
1st Floor Area1,972 sqft
Basement Area1,052 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area35,022 sqft (0.803 acres)
Lot Dimensions318 ft deep x 100 ft wide
Garage TypeAttached
Garage Area545 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2245 CLIFF RD
CityNORTH BEND
StateOH
Zip45052-9628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLIFF RD 100.27 X 318.74 IRR LOT 1 CLIFF VIEW SUB BLK A
Legal SubdivisionCLIFF VIEW SUB
Legal BlockA
Legal Lot Number1
JurisdictionHAMILTON OH
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2022
Census Tract20403

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2245 CLIFF RD, NORTH BEND, OH 45052-9628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Oct 3, 2017Warranty Deed, Transfer · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2017 · Amount on Record
Deed SaleOct 3, 2017 · Amount on Record
Prior SaleDec 22, 2005
Deed Document Number0000090596
Deed Book / Page013515 / 002244
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2245 CLIFF RD, NORTH BEND, OH 45052-9628
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093462
DateAug 2, 2021
Book Page14471/4340
Instrument2021-0093462
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2041

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 3, 2017
Property Address2245 CLIFF RD, NORTH BEND, OH 45052-9628
Document Number0000090596
Book / Page013515 / 002244
Instrument DateSep 22, 2017
Instrument90596
Transaction TypeTransfer
Record UpdatedFeb 2, 2018
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$976.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2245 CLITT RD NORTH BEND OH 45052, NORTH BEND, OH 45052

Mortgage

Document Number90597
DateOct 3, 2017
Book Page013515/002248
Instrument90597
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,046.00 (+12.61%)$115,133 (-) Land $18,414 Building $96,719
2024$5,369.00 (-0.17%)$115,133 (-) Land $18,414 Building $96,719
2023$5,378.00 (-19.27%)$115,133 (+3.06%) Land $18,414 Building $96,719$328,950 (+3.06%) Land $52,610 Building $276,340
2022$6,662.00 Homeowner's exemption$111,713 Land $16,737 Building $94,976
2020$319,180 Land $47,820 Building $271,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1978–2018)
Most Recent ClaimFeb 2018 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVES VILLAGE PWS
serves 6,000 people · EPA ID OH3100512
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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