2245 Cedar Gate Rd, Madison Heights, VA 24572 Property Records

Amherst County property record for 2245 Cedar Gate Rd, Madison Heights, VA 24572

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,469 sqft · built 1934
Lot Size	2.42 acres (105,720 sqft)
Owner	Individual Name on File
Last Sale	$195,990 (Jul 2022)
Tax Bill	$1,017 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`121 A 66`

Property Details

APN / Parcel Number

Primary APN	`121 A 66`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,469 sqft Living Area
1st Floor Area	1,469 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	105,720 sqft (2.42 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2245 CEDAR GATE RD
City	MADISON HEIGHTS
State	VA
Zip	24572-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ON RT 652 CEDAR GATE ROAD 12 1 A 66
Legal Subdivision	AMHERST CIRCUIT COURT ON
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3003
Census Tract	10300

Owner

2245 Cedar Gate Rd is owned and occupied by an individual who bought it in July 2022.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NATIONAL ASSOCIATION
Aug 13, 2018	Warranty Deed, Transfer RELIANCE TITLE & STLMNT LLC
Aug 13, 2018	Warranty Deed, Transfer RELIANCE TITLE & STLMNT LLC
Aug 13, 2018	Warranty Deed, Transfer RELIANCE TITLE & STLMNT LLC
Aug 13, 2018	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 27, 2018	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE JAMES
Apr 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Jan 10, 2022 · Amount on File
Deed Document Number	20222500
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jul 6, 2022
Property Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109
Document Number	0220002500
Instrument Date	Jul 1, 2022
Instrument	220002500
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109

Mortgage

Document Number	0220002501
Date	Jul 6, 2022
Instrument	220002501

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	175 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	5 Years

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jan 10, 2022
Property Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109
Document Number	0220000107
Instrument Date	Jan 5, 2022
Instrument	220000107
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109

Mortgage

Document Number	0220000108
Date	Jan 10, 2022
Instrument	220000108

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Aug 13, 2018
Property Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109
Document Number	180002147
Instrument Date	Aug 9, 2018
Instrument	180002147
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Aug 13, 2018
Property Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109
Document Number	180002147
Instrument Date	Aug 9, 2018
Instrument	180002147
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Aug 13, 2018
Property Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109
Document Number	180002147
Instrument Date	Aug 9, 2018
Instrument	180002147
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Aug 13, 2018
Property Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109
Document Number	0180002147
Instrument Date	Aug 9, 2018
Instrument	180002147
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109

Mortgage

Document Number	0180002148
Date	Aug 13, 2018
Instrument	180002148

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Apr 27, 2018
Property Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109
Document Number	0180001138
Instrument Date	Apr 25, 2018
Instrument	180001138
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ROBIN DR, LYNCHBURG, VA 24502-4145

Mortgage

Document Number	0180001139
Date	Apr 27, 2018
Instrument	180001139

Lender

Name	BANK OF THE JAMES

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Apr 27, 2018
Property Address	2245 CEDAR GATE RD, MADISON HEIGHTS, VA 24572-6109
Document Number	0180001137
Instrument Date	Apr 24, 2018
Instrument	180001137
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WALTON DR, LYNCHBURG, VA 24502-2937

Tax Assessment & Valuation

The 2026 property tax bill for 2245 Cedar Gate Rd was $1,017, up 56% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,017.00 (+55.98%)	$107,000 Land $30,700 Building $76,300	$181,700 Land $36,900 Building $144,800
2025	$652.00
2024		$107,000 (-) Land $30,700 Building $76,300	$107,000 (-) Land $30,700 Building $76,300
2023	$652.00	$107,000 Land $30,700 Building $76,300	$107,000 Land $30,700 Building $76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Cedar Gate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Cedar Gate Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 85% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cedar Gate Rd

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