2245 Canfield Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2245 Canfield Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 816 sqft · built 1984
Lot Size	0.25 acres (10,902 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Mar 2019)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0499-0030`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0499-0030`
Alternative APNs	`00481990` `481990`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	816 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Exterior Material	Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,902 sqft (0.25 acres)
Lot Dimensions	136 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	248 sqft
Patio Area	24 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00481990
Street Address	2245 CANFIELD DR
City	SPRING HILL
State	FL
Zip	34609-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 499 LOT 3
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	499
Legal Lot Number	3
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2054
Census Tract	41106

Owner

Source: Hernando County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2245 CANFIELD DR, SPRING HILL, FL 34609-3816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	201916713
Deed Book / Page	3681 / 1638
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2245 CANFIELD DR, SPRING HILL, FL 34609-3816
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042961525
Date	May 15, 2023
Book Page	4296/1525
Instrument	2023028597

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2245 CANFIELD DR, SPRING HILL, FL 34609-3816
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041021847
Date	Dec 21, 2021
Book Page	4102/1847
Instrument	2021096031

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2245 CANFIELD DR, SPRING HILL, FL 34609-3816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREIBERT & MATTINGLY TITLE G

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 CANFIELD DR, SPRING HILL, FL 34609-3816

Mortgage

Document Number	0038981510
Date	Oct 12, 2020
Book Page	3898/1510
Instrument	2020063396

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 20, 2019
Property Address	2245 CANFIELD DR, SPRING HILL, FL 34609-3816
Document Number	0036811638
Book / Page	3681 / 1638
Map Reference	MB 8 PG 38-53
Instrument Date	Mar 13, 2019
Instrument	2019016713
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3002 NW 9TH TER, 3002, CAPE CORAL, FL 33993-5747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 CANFIELD DR, SPRING HILL, FL 34609-3816

Mortgage

Document Number	2019016714
Date	Mar 20, 2019
Instrument	2019016714

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 (+51.79%) Homeowner's exemption	$142,502 (+6.79%)	$154,077 (+10.8%) Land $45,788 Building $108,289
2023		$133,446 Land $28,452 Building $104,994
2022	$1,425.00		$139,054 Land $31,616 Building $107,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

Nearby Properties on Canfield Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures