2245 Bermuda Dr, San Mateo, CA 94403 Property Records

San Mateo County property record for 2245 Bermuda Dr, San Mateo, CA 94403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,530 sqft · built 1956
Lot Size0.156 acres (6,813 sqft)
Owner2 Trust Names on File
Tax Bill$2,182 (2025)
Deeds & MortgagesAug 2026 Transfer
Flood ZoneZone X (reduced by levee)
APN040-025-230

Property Details

APN / Parcel Number

Primary APN040-025-230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,530 sqft Living Area
1st Floor Area1,530 sqft
Family RoomFamily Room
StudyStudy

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area6,813 sqft (0.156 acres)
Garage Area390 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2245 BERMUDA DR
CitySAN MATEO
StateCA
Zip94403-1552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 23 BLOCK 5 FIESTA GARDENS UNIT NO 2 RSM 42/19 20 CITY OFSAN MATEO
Legal SubdivisionFIESTA GARDENS
Legal Block5
Legal Lot Number23
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1009
Census Tract607500

Owner

2245 Bermuda Dr is owner-occupied and held in a trust since August 2026.

Source: San Mateo County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address2245 BERMUDA DR, SAN MATEO, CA 94403-1552
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 21, 2026
Transfer Doc0000049192
Record UpdatedOct 29, 2026

August 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionSAN MATEO CA
Recording DateAug 28, 2026
Property Address2245 BERMUDA DR, SAN MATEO, CA 94403-1552
Document Number0000049192
Instrument DateAug 21, 2026
Instrument202649192
Transaction TypeTransfer
Record UpdatedSep 29, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2245 BERMUDA DR, SAN MATEO, CA 94403-1552

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Bermuda Dr was $2,182.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,545 (+2%) Land $29,949 Building $86,596
2025$2,182.00 Homeowner's exemption$114,261 Land $29,362 Building $84,899
2023$2,337.00 (+1.61%) Homeowner's exemption$109,826 Land $28,223 Building $81,603$1,678,770
2022$2,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Bermuda Dr in Zone X, where a levee reduces flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1982–1998)
Claims Outside the SFHA1 of 5
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2245 Bermuda Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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