Chesapeake City property record for 2245 Benefit Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,261 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,782 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Apr 2024 Second Mortgage + 2 more |
| APN | 0940000000293 |
| Primary APN | 0940000000293 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,261 sqft Living Area |
| 1st Floor Area | 1,957 sqft |
| Attic | Attic |
| Attic Area | 506 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Dimensions | 1,116 ft deep x 198 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 182 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2245 BENEFIT RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1: AGRICU |
| Legal Description | LOT 1 SUBD PROP OF MABLE MEAD 5.0ACS |
| Legal Subdivision | WHOLE MAP 094 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21200 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2245 BENEFIT RD, CHESAPEAKE, VA 23322-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK NATIONAL ASSOCIATION |
| Apr 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYPORT CREDIT UNION |
| Oct 11, 2017 | Deed of Trust, Mortgage · Line of Credit ABNB FEDERAL CREDIT UNION |
| Feb 8, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2025 |
| Transfer Doc | 0000002634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 27, 2026 |
| Property Address | 2245 BENEFIT RD, CHESAPEAKE, VA 23322-3023 |
| Document Number | 0000019246 |
| Book / Page | 11005 / 460 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202619246 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000019246, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 11005/460 |
| Instrument | 202619246 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2245 BENEFIT RD, CHESAPEAKE, VA 23322-3023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 10740/1455 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 10740/1455 |
| Instrument | 240006881 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 10, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2245 BENEFIT RD, CHESAPEAKE, VA 23322-3023 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 09843/1797 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 9843/1797 |
| Instrument | 170028310 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 5, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2245 BENEFIT RD, CHESAPEAKE, VA 23322-3023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170003752 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 9753/1479 |
| Instrument | 170003752 |
| Name | PLANET HOME LENDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $609,700 (+6.5%) Land $284,600 Building $325,100 | $609,700 (+6.5%) Land $284,600 Building $325,100 | |
| 2025 | $5,782.00 (+46.83%) | $572,500 (+14.59%) Land $252,000 Building $320,500 | $572,500 (+14.59%) Land $252,000 Building $320,500 |
| 2023 | $499,600 (+10.53%) Land $202,000 Building $297,600 | $499,600 (+10.53%) Land $202,000 Building $297,600 | |
| 2022 | $452,000 Land $182,000 Building $270,000 | $452,000 Land $182,000 Building $270,000 | |
| 2019 | $3,938.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2003–2016) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 70% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
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