2245 4th St E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2245 4th St E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,406 sqft · built 1956
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (May 2021)
Tax Bill	$4,542 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-22-14-0019`

Property Details

APN / Parcel Number

Primary APN	`35-29-22-14-0019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	740 sqft
Basement Area	518 sqft
Finished Basement	518 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1967
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	137 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2245 4TH ST E
City	SAINT PAUL
State	MN
Zip	55119-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	FOOSHE'S EAST HOME ADD NO 4 LOT 15 BLK 9
Legal Range	22
Legal Township	29
Legal Section	35
Legal Quarter	1
Quarter-Quarter Section	4
Legal Subdivision	FOOSHES EAST HOME ADD
Legal Block	9
Legal Lot Number	15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4005
Census Tract	34702

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2245 4TH ST E, SAINT PAUL, MN 55119-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Oct 27, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 24, 2018	Warranty Deed, Transfer · FHA Mortgage BELL BK
Dec 21, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Dec 21, 2017
Deed Document Number	T02698630
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 5, 2021
Property Address	2245 4TH ST E, SAINT PAUL, MN 55119-4011
Document Number	0T02698630
Instrument Date	Feb 2, 2021
Instrument	T02698630
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2245 4TH ST E, SAINT PAUL, MN 55119-4011

Mortgage

Document Number	0T02698631
Date	May 5, 2021
Instrument	T02698631

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2245 4TH ST E, SAINT PAUL, MN 55119-4011
Document Number	0004842928
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 4TH ST E ST PAUL MN 551194011, ST PAUL, MN 55119-4011

Mortgage

Document Number	0004842928
Date	Nov 4, 2020
Instrument	4842928

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 3, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 24, 2018
Property Address	2245 4TH ST E, SAINT PAUL, MN 55119-4011
Document Number	0002626369
Instrument Date	Oct 5, 2018
Instrument	2626369
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$697.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 4TH ST ST PAUL MN 55110, ST PAUL, MN 55110

Mortgage

Document Number	2626370
Date	Oct 24, 2018
Instrument	2626370

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Mortgage

Document Number	2626371,
Date	Oct 24, 2018
Instrument	2626371

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 23, 2028

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 21, 2017
Property Address	2245 4TH ST E, SAINT PAUL, MN 55119-4011
Document Number	0002604534
Instrument Date	Dec 20, 2017
Instrument	2604534
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 BARCLAY ST ST PAUL MN 551061406, ST PAUL, MN 55106-1406

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 12, 2017
Property Address	2245 4TH ST E, SAINT PAUL, MN 55119-4011
Document Number	0002578082
Instrument Date	Apr 29, 2005
Instrument	2578082
Transaction Type	Foreclosure
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$482.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,542.00 Homeowner's exemption	$286,600 (-0.73%) Land $31,000 Building $255,600	$286,600 (-0.73%) Land $31,000 Building $255,600
2022		$288,700 Land $31,000 Building $257,700	$288,700 Land $31,000 Building $257,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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