22445 E Lake Hubert Dr, Brainerd, MN 56401 Property Records

Crow Wing County property record for 22445 E Lake Hubert Dr, Brainerd, MN 56401 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Split Level
Year Built	Built 1995
Square Footage	1,196 sqft Living Area
Lot Size	25,227 sqft (0.579 acres)
Garage	900 sqft
Occupancy	Owner Occupied
Tax Bill	$5,594.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`731060010030009`
Alternative APNs	`73300552` `49821`

Interior

Full Baths	1 Baths
Building Area	1,196 sqft Living Area
Gross Area	1,300 sqft Gross Area
1st Floor	1,196 sqft 1st Floor
Basement Area	1,040 sqft Basement
Finished Basement	1,040 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Split Level Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	25,227 sqft (0.579 acres)
Driveway	Driveway
Garage Area	900 sqft Garage
Deck Area	234 sqft Deck
View	Waterfront-Beach (Ocean, River, or Lake) View
Storage Building	Storage Building

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Account Number	49821
Street Address	22445 E LAKE HUBERT DR
City	BRAINERD
State	MN
Zip	56401-7061
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 1
Legal Range	28W
Legal Township	135
Legal Section	30
Legal Subdivision	1ST ADDITION TO GRANDVIEW HEIGHTS
Legal Block	1
Legal Lot Number	3
Jurisdiction	CROW WING MN
Minor Civil Division	LAKE EDWARD
Census Blockgroup	3
Census Block	3007
Census Tract	950501

Owner

Source: Crow Wing County records · APN 731060010030009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	22445 E LAKE HUBERT DR, BRAINERD, MN 56401-7061
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CROW WING MN
Recording Date	Oct 07, 2025
Property Address	22445 E LAKE HUBERT DR, BRAINERD, MN 56401-7061
Document Number	0001015522
Instrument Date	Oct 03, 2025
Instrument	1015522
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1514 E SAN MIGUEL AVE, PHOENIX, AZ 85014-2424

Mortgage

Document Number	0001015524
Date	Oct 07, 2025
Instrument	1015524

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.3%
Type Change Date	Nov 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.9%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Lake Edward Township
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,594.00 (+7.87%)	$993,000 (+5.67%) Land $698,100 Building $294,900	$993,000 (+5.67%) Land $698,100 Building $294,900
2025	$5,186.00 (+4.98%) Homeowner's exemption	$939,700 (+3.53%) Land $635,600 Building $304,100	$939,700 (+3.53%) Land $635,600 Building $304,100
2023	$4,940.00 Homeowner's exemption	$907,700 Land $595,200 Building $312,500	$907,700 Land $595,200 Building $312,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 18% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.