22440 Ray Keen Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 22440 Ray Keen Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,165 sqft · built 1996
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2020)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Apr 2009 Mortgage May 2008 Mortgage + 1 more
APN	`116-126-4621`

Property Details

APN / Parcel Number

Primary APN	`116-126-4621`
Alternative APN	`65032`

Interior

Building Area	2,165 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces
Storage Building	105 sqft

Location & Zoning

Old Parcel Number	116-126-4621
Street Address	22440 RAY KEEN RD
City	COVINGTON
State	LA
Zip	70435-0233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 ACS SEC 18 6 12 CB 321 385 INST NO 1008640 INST NO 2227250
Legal Range	12
Legal Township	06
Legal Section	18
Legal Subdivision	RAY KEEN RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	2
Census Block	2033
Census Tract	40107

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22440 RAY KEEN RD, COVINGTON, LA 70435-0233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2009	Deed of Trust, Mortgage · FHA Mortgage GULF COAST BANK & TRUST CO
May 21, 2008	Deed of Trust, Mortgage GULF COAST BANK & TRUST CO
Sep 18, 2020	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	2227250
Record Updated	Jun 8, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	22440 RAY KEEN RD, COVINGTON, LA 70435-0233
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	STEWART TITLE, STEWART TITL OF LOUISIANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001722051
Date	Apr 16, 2009
Instrument	1722051

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank
Address	NEW ORLEANS, LA 70124

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2039

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	22440 RAY KEEN RD, COVINGTON, LA 70435-0233
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001682713
Date	May 21, 2008
Instrument	1682713

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank
Address	COVINGTON, LA 70433

Agreement

Amount	Amount Recorded

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 18, 2020
Property Address	22440 RAY KEEN RD, COVINGTON, LA 70435-0233
Document Number	0002227250
Map Reference	CIN 1023084
Instrument Date	Sep 18, 2020
Instrument	2227250
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21098 SAINT ANN ST, COVINGTON, LA 70435-5953

Mortgage

Document Number	0002227254
Date	Sep 18, 2020
Instrument	2227254

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (-4.05%) Homeowner's exemption	$31,530 (-) Land $6,750 Building $24,780	$315,296 (-) Land $67,500 Building $247,796
2024	$3,281.00 (+14.48%) Homeowner's exemption	$31,530 (+15.03%) Land $6,750 Building $24,780	$315,296 (+15.03%) Land $67,500 Building $247,796
2023	$2,866.00 (+0.53%) Homeowner's exemption	$27,411 (-) Land $6,750 Building $20,661	$274,110 (-) Land $67,500 Building $206,610
2022	$2,851.00 Homeowner's exemption	$27,411 Land $6,750 Building $20,661	$274,110 Land $67,500 Building $206,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	98 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 95% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST TAM PARISH - ABITA LAKES serves 609 people · EPA ID LA1103173
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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