22440 McArdle Rd, Bend, OR 97702 Property Records

Deschutes County property record for 22440 McArdle Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,463 sqft · built 1971
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Apr 2016)
Tax Bill	$4,997 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181317 B0 00300`

Property Details

APN / Parcel Number

Primary APN	`181317 B0 00300`
Alternative APNs	`R10791813170001900` `112557`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,463 sqft Living Area
1st Floor Area	2,235 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Lot Area	435,600 sqft (10 acres)
View / Lot	Good
Garage Type	Mixed
Garage Area	807 sqft

Exterior Amenities

Deck Area	Deck Area
Patio Area	781 sqft
Shed	1 Shed
Shed Area	651 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	112557
Old Parcel Number	R10791813170001900
Street Address	22440 MCARDLE RD
City	BEND
State	OR
Zip	97702-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 17 TWN 18 RNG 13 MAP REF:181317-B0
Legal Range	13E
Legal Township	18S
Legal Section	17
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1031
Census Tract	1901

Owner

Source: Deschutes County records · APN 181317 B0 00300

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22440 MCARDLE RD, BEND, OR 97702-9269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 06, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2016 · Amount on Record
Deed Sale	Apr 13, 2016 · Amount on Record
Deed Document Number	2016-13888
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	22440 MCARDLE RD, BEND, OR 97702-9269
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22440 MCARDLE RD, BEND, OR 97702-9269

Mortgage

Document Number	0000068764
Date	Dec 14, 2021
Instrument	2021-68764

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	22440 MCARDLE RD, BEND, OR 97702-9269
Document Number	0000001702
Instrument Date	Jan 06, 2020
Transaction Type	Mortgage
Record Updated	Feb 03, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22440 MCARDLE RD BEND OR 977029269, BEND, OR 97702-9269

Mortgage

Document Number	0000001702
Date	Jan 14, 2020
Instrument	1702

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,997.00 (+4.47%)	$333,611 (+2.95%)	$872,150 (-) Land $293,450 Building $578,700
2024	$4,783.00 (+6.22%)	$324,061 (+2.94%)	$872,150 (-13.46%) Land $293,450 Building $578,700
2023	$4,503.00	$314,791	$1,007,750 Land $302,030 Building $705,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 68% of the US · lower than 70% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
Concept Communications Fixed Wireless	10 / 1

May also be available: AT&T, TDS Telecom, Webformix Company.

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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