2244 E Square Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 2244 E Square Lake Rd, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Tax Bill$8,066 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-12-100-088

Property Details

APN / Parcel Number

Primary APN88-20-12-100-088

Exterior

Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Street Address2244 E SQUARE LAKE RD
CityTROY
StateMI
Zip48085-3886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 12 SUPERVISOR'S PLAT OF MAGAN SUB W 90 FT OF LOT 8 9-28-15 FR005
Legal Lot Number8-9
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2001
Census Tract196000

Owner

Source: Oakland County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2244 E SQUARE LAKE RD, TROY, MI 48085-3886
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
May 15, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
SUMMIT FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2244 E SQUARE LAKE RD, TROY, MI 48085-3886
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072636
DateApr 10, 2020
Book Page54062/788
Instrument72636
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2035

May 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 15, 2018
Property Address2244 E SQUARE LAKE RD, TROY, MI 48085-3886
Document Number0000081478
Book / Page051814 / 000550
Instrument DateMay 3, 2018
Instrument81478
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 14, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,042.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2302 PARTRIDGE DR SHELBY TOWNSHIP MI 483172798, SHELBY TOWNSHIP, MI 48317-2798

Mortgage

Document Number78317
DateMay 15, 2018
Book Page051797/000848
Instrument78317
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 14, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,066.00 (-3.85%)
2023$537,800
2022$8,389.00$268,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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