Cameron County property record for 22439 Hand Rd, Combes, TX 78535
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 962 sqft · built 1976 |
| Lot Size | 1.38 acres (60,505 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,328 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 986200-0010-001000 |
| Primary APN | 986200-0010-001000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 938 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 60,505 sqft |
| Garage Type | Carport |
| Garage Area | 804 sqft |
| Carport | Carport |
| Carport Area | 804 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Aluminum/Fiberglass Porch |
| Porch Area | 804 sqft |
| Storage Building | 184 sqft |
| Street Address | 22439 HAND RD |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78552-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-C |
| Legal Description | J L AND S C SUBD LOT 1 BLK 1 ACRES 1.389 (SOL) |
| Legal Subdivision | J L & S C |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10403 |
Source: Cameron County records · APN 986200-0010-001000
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22439 HAND RD, HARLINGEN, TX 78552-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE |
| Sep 19, 2025 | Deed of Trust, Mortgage · Construction Mortgage TEXAS NATIONAL BANK |
| Sep 19, 2025 | Deed of Trust, Mortgage TEXAS NATIONAL BANK |
| Jun 16, 2025 | Gift Deed, Transfer |
| Jan 26, 2022 | Warranty Deed, Transfer CALSIERRA TITLE COMPANY, SIERRA TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2022 |
| Deed Sale | Jan 26, 2022 |
| Deed Document Number | 20223406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | Jun 23, 2026 |
| Property Address | 22439 HAND RD, HARLINGEN, TX 78552-2442 |
| Document Number | 0000022619 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202622619 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SAN JACINTO TITLE COMPANY, SAN JACINTO TITLE |
| Name | Verified Name |
|---|---|
| Address | 22411 HAND RD, HARLINGEN, TX 78552-2442 |
| Document Number | 0000022619, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202622619 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 22439 HAND RD, COMBES, TX 78535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | SAN JACINTO TITLE SERVICES, SAN JACINTO TTL SVCS BROWNSV |
| Name | Verified Name |
|---|---|
| Address | 22439 HAND RD, HARLINGEN, TX 78552-2442 |
| Document Number | 0202532956 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-32956 |
| Name | TEXAS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EDINBURG, TX 78539 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 22439 HAND RD, COMBES, TX 78535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | SAN JACINTO TITLE SERVICES, SAN JACINTO TTL SVCS BROWNSV |
| Name | Verified Name |
|---|---|
| Address | 22439 HAND RD, HARLINGEN, TX 78552-2442 |
| Document Number | 0202532957 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-32957 |
| Name | TEXAS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EDINBURG, TX 78539 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 16, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | Jun 16, 2025 |
| Property Address | 22439 HAND RD, COMBES, TX 78535 |
| Document Number | 0202520604 |
| Instrument Date | Jun 12, 2025 |
| Instrument | 2025-20604 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22411 HAND RD, HARLINGEN, TX 78552-2442 |
| Name | Verified Name |
|---|---|
| Address | 22439 HAND RD, HARLINGEN, TX 78552-2442 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | Jan 26, 2022 |
| Property Address | 22439 HAND RD, COMBES, TX 78535 |
| Document Number | 0202203406 |
| Map Reference | CAB 1 PG 1084-B |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022-03406 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | CALSIERRA TITLE COMPANY, SIERRA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 734, COMBES, TX 78535-0734 |
| Name | Verified Name |
|---|---|
| Address | 22411 HAND RD, HARLINGEN, TX 78552-2442 |
| Investor | Possibly a Property Investor |
Source: Cameron County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Municipality | Combes Town |
| Unified School District | Harlingen Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,234 (-2.54%) Land $127,154 Building $12,080 | $139,234 (-2.54%) Land $127,154 Building $12,080 | |
| 2025 | $1,328.00 (+26.36%) | $142,864 (+248.93%) Land $127,154 Building $15,710 | $142,864 (+248.93%) Land $127,154 Building $15,710 |
| 2023 | $1,051.00 Additional exemption filed | $40,943 Land $25,233 Building $15,710 | $40,943 Land $25,233 Building $15,710 |
| 2022 | $1,051.00 |
Source: FEMA National Flood Hazard Layer as of July 18, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 64 (2019–2025) |
| Claims Outside the SFHA | 64 of 64 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Valley Telephone Cooperative, Inc. (TX) Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 46 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COMBES serves 3,500 people |
|---|---|
| Water Source | Purchased surface water from HARLINGEN WATER WORKS SYSTEM |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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