22438 Pine Dr, Cedarpines Park, CA 92322 Property Records

San Bernardino County property record for 22438 Pine Dr, Cedarpines Park, CA 92322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1989
Lot Size	0.203 acres (8,860 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2021)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`0344-041-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0344-041-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,088 sqft
1st Floor Area	988 sqft
Basement Area	100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,860 sqft (0.203 acres)
Terrain	Below Road/Slope
Porch	Patio/Porch
Porch Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	22438 PINE DR
City	CEDARPINES PARK
State	CA
Zip	92322-0145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CFRS14M
Legal Description	CEDARPINES PARK NO 5 LOT 3 BLK 1 EX ST PER 9-26-88 #322525
Legal Subdivision	CEDARPINES PARK #5
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2011
Census Tract	10806

Owner

22438 Pine Dr is owned by an individual who bought it in August 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6242 WARNER AVE, 15H, HUNTINGTON BEACH, CA 92647-5168
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2021	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2020	Grant Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	2021370505
Prior Transfer Date	May 15, 2014
Prior Transfer Doc	0000250202
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	22438 PINE DR, CEDARPINES PARK, CA 92322-0145
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162022
Date	May 14, 2020
Instrument	2020-0162022

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 17, 2021
Property Address	22438 PINE DR, CEDARPINES PARK, CA 92322-0145
Document Number	0000370505
Map Reference	MB 24 PG 5&6
Instrument Date	Apr 6, 2021
Instrument	2021-0370505
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6242 WARNER AVE APT 15H, 15H, HUNTINGTON BEACH, CA 92647-5168

Mortgage

Document Number	0000370506
Date	Aug 17, 2021
Instrument	2021-0370506

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 21, 2020
Property Address	22438 PINE DR, CEDARPINES PARK, CA 92322-0145
Document Number	0000299486
Map Reference	MB 24 PG 5&6
Instrument Date	Jul 16, 2020
Instrument	2020-0299486
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7612 270TH ST, NEW HYDE PARK, NY 11040-1418

Mortgage

Document Number	0000299487
Date	Aug 21, 2020
Instrument	2020-0299487

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22438 Pine Dr was $3,952.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,700 (-) Land $40,500 Building $229,200
2025	$3,952.00 Homeowner's exemption	$269,700 Land $40,500 Building $229,200
2023	$4,209.00 (+12.24%) Homeowner's exemption	$275,400 Land $41,310 Building $234,090
2022	$3,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22438 Pine Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22438 Pine Dr is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARPINES PARK MWC private · serves 2,458 people · EPA ID CA3610011
Water Source	Purchased surface water from CLAWA
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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