22431 Silvermist Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 22431 Silvermist Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,085 sqft · built 1998
Lot Size	0.19 acres (8,253 sqft)
Owner	2 Individual Names on File
Last Sale	$153,800 (Mar 2011)
Tax Bill	$5,963 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R220422`

Property Details

APN / Parcel Number

Primary APN	`R220422`
Alternative APN	`3519-03-001-0350-914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,085 sqft Living Area
1st Floor Area	2,102 sqft
2nd Floor Area	983 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,253 sqft (0.19 acres)
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	178 sqft
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	22431 SILVERMIST LN
City	KATY
State	TX
Zip	77494-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND LAKES SEC 3, BLOCK 1, LOT 35
Legal Subdivision	GRAND LAKES SEC 3
Legal Block	1
Legal Lot Number	35
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1001
Census Tract	673010

Owner

Source: Fort Bend County records · APN R220422

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22431 SILVERMIST LN, KATY, TX 77494-8234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2011 · Amount on Record
Deed Sale	Mar 23, 2011 · Amount on Record
Prior Sale	Jun 09, 2004 · Amount on Record
Deed Document Number	201126475
Prior Transfer Date	May 24, 1999
Prior Transfer Doc	0000046887
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22431 SILVERMIST LN, KATY, TX 77494-8234
Document Number	0000013505
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22431 SILVERMIST LN KATY TX 774948234, KATY, TX 77494-8234

Mortgage

Document Number	0000013505
Date	Feb 11, 2019
Instrument	13505

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,963.00 (-24.82%) Homeowner's exemption	$490,500 (+8.46%) Land $114,400 Building $376,100	$490,500 (-2.15%) Land $114,400 Building $376,100
2024	$7,932.00 (+52.33%) Homeowner's exemption	$452,250 (+1%) Land $114,400 Building $386,887	$501,287 (-0.72%) Land $114,400 Building $386,887
2023	$5,207.00 (-18.04%) Homeowner's exemption	$411,136 Land $88,000 Building $416,940	$504,940 Land $88,000 Building $416,940
2018	$6,353.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), as of August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576730101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 policies
Nearby Flood Policies	137 in force
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2017 · Hurricane Harvey

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 499 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0790356, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GRAND LAKES MUD 4 serves 3,867 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.