Henderson County property record for 2243 Sutton Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,053 sqft · built 1983 |
| Lot Size | 0.244 acres (10,655 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Jun 2021) |
| Tax Bill | $1,053 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 56K-22 |
| Primary APN | 56K-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,053 sqft Finished Area |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,655 sqft (0.244 acres) |
| Lot Dimensions | 144 ft deep x 74 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 48914 |
|---|---|
| Street Address | 2243 SUTTON DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | COUNTRYVIEW SUB # 3 |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | CORYDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20901 |
Source: Henderson County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2243 SUTTON DR, HENDERSON, KY 42420-4815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 9, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIELD & MAIN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on Record |
| Deed Sale | Jun 14, 2021 · Amount on Record |
| Deed Document Number | 2021006847 |
| Deed Book / Page | RE 0651 / 685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jun 14, 2021 |
| Property Address | 2243 SUTTON DR, HENDERSON, KY 42420-4815 |
| Document Number | RE0651/685 |
| Book / Page | RE 0651 / 685 |
| Map Reference | MB 4 PG 73 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021006847 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | FOREMAN WATSON LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1822 COUNTRY DR, 1822, HENDERSON, KY 42420-4598 |
| Name | Verified Name |
|---|---|
| Address | 2243 SUTTON DR, HENDERSON, KY 42420-4815 |
| Document Number | 2021006848 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021006848 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Number | MT1357/991 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | MT 1357/991 |
| Instrument | 2021006849 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2243 SUTTON DR, HENDERSON, KY 42420-4815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | MT1232/554 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | MT 1232/554 |
| Instrument | 2017001619 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 7, 2019 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,053.00 (-0.85%) | $95,000 (-) | $95,000 (-) |
| 2023 | $1,062.00 (+0.95%) | $95,000 (+28.38%) | $95,000 (+28.38%) |
| 2022 | $1,052.00 | $74,000 | $74,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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