Burke County property record for 2243 Lail Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1964 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Dec 2020) |
| Tax Bill | $905 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1773371778 |
| Primary APN | 1773371778 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 78,844 sqft (1.81 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | 90 sqft |
| Patio Area | 70 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Lean-To | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 2243 LAIL RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM DEN |
| Legal Description | 2243 LAIL RD MORGANTON, NC 28655 |
| Legal Subdivision | SURVEY FOR ALLAN H WIFE JOYCE B SCOTT |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20301 |
Source: Burke County records · APN 1773371778
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC461 |
| Dec 04, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 30, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Prior Sale | Oct 01, 2013 · Amount on Record |
| Deed Document Number | 202017048778 |
| Deed Book / Page | 2510 / 677 |
| Prior Transfer Date | May 03, 2007 |
| Prior Transfer Doc | 0016640360 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Document Number | 0025750914 |
|---|---|
| Date | Oct 08, 2021 |
| Book Page | 2575/914 |
| Instrument | 2021012101 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Document Number | 0026390758 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 2639/758 |
| Instrument | 2022024541 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Document Number | 0027050496 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 2705/496 |
| Instrument | 2023008507 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Document Number | 0027340381 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 2734/381 |
| Instrument | 2024002280 |
| Name | ROCKET MORTGAGE LLC461 |
|---|---|
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Document Number | 0027790188 |
|---|---|
| Date | Dec 04, 2024 |
| Book Page | 2779/188 |
| Instrument | 2024010781 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Dec 30, 2020 |
| Property Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Document Number | 0025100677 |
| Book / Page | 2510 / 677 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2017048778 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5110 SHERBOURNE CT, 5110, MORGANTON, NC 28655-9950 |
| Name | Verified Name |
|---|---|
| Address | 2243 LAIL RD, MORGANTON, NC 28655-6207 |
| Document Number | 2017048779 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2017048779 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Glen Alpine Town |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $905.00 (-3.31%) | $99,810 (-) Land $32,833 Building $66,977 | $99,810 (-) Land $32,833 Building $66,977 |
| 2023 | $936.00 | $99,810 Land $32,833 Building $66,977 | $99,810 Land $32,833 Building $66,977 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Tropical Storm Frances |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 27 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MORGANTON serves 27,221 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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