2243 Byron Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2243 Byron Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1954
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$69,500 (Jun 2008)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Dec 2012 Mortgage Jun 2008 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-36-229-021`

Property Details

APN / Parcel Number

Primary APN	`8913-36-229-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft
Basement Area	928 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2243 BYRON AVE
City	WATERLOO
State	IA
Zip	50702-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK SECOND ADDITION LOT 25
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK SECOND ADDITION
Legal Lot Number	25
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2053
Census Tract	900

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4853 YELLOWSTONE DR, WATERLOO, IA 50701-9286
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2012	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 4, 2008	Deed of Trust, Mortgage · FHA Mortgage GMAC MORTGAGE LLC
Apr 11, 2005	Legal Action/Court Order, Foreclosure · ARM JOHN DEERE COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2008 · Amount on Record
Deed Sale	Jun 4, 2008 · Amount on Record
Prior Sale	Apr 11, 2005 · Amount on Record
Deed Document Number	200824293
Record Updated	Sep 20, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2243 BYRON AVE, WATERLOO, IA 50702-1938
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013012609
Date	Dec 17, 2012
Instrument	2013012609

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2043

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2243 BYRON AVE, WATERLOO, IA 50702-1938
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008024294
Date	Jun 4, 2008
Instrument	2008024294

Lender

Name	GMAC MORTGAGE LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2038

April 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 11, 2005
Property Address	2243 BYRON AVE, WATERLOO, IA 50702-1938
Document Number	2005023465
Instrument Date	Apr 8, 2005
Instrument	2005023465
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2243 BYRON AVE, WATERLOO, IA 50702-1938

Mortgage

Document Number	2005023466
Date	Apr 11, 2005
Instrument	2005023466

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	May 1, 2012
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year T-Bill
Max Rate	10.8%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,436.00	$65,450 (-1.15%) Land $7,130 Building $58,320	$65,450 (-1.15%) Land $7,130 Building $58,320
2024	$1,436.00 (-8.18%)
2023		$66,210 (-2.32%) Land $7,130 Building $59,080	$66,210 (-2.32%) Land $7,130 Building $59,080
2022	$1,564.00	$67,780 Land $7,130 Building $60,650
2021			$67,780 Land $7,130 Building $60,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Waterloo Fiber.

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