Burke County property record for 2243 Bear Wallow Bend, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 968 sqft · built 1984 |
| Lot Size | 7.17 acres (312,325 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,008 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1780723158 |
| Primary APN | 1780723158 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Flooring | Tile |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 312,325 sqft (7.17 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 812 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2243 BEAR WALLOW BND |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 2243 BEAR WALLOW BND MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21302 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2243 BEAR WALLOW BND, MORGANTON, NC 28655-8859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2243 BEAR WALLOW BND, MORGANTON, NC 28655-8859 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0028440552 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 2844/552 |
| Instrument | 2025010577 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,008.00 (+0.5%) | $138,037 (-) Land $34,260 Building $103,777 | $138,037 (-) Land $34,260 Building $103,777 |
| 2025 | $1,003.00 (-1.67%) | $138,037 (-) Land $34,260 Building $103,777 | $138,037 (-) Land $34,260 Building $103,777 |
| 2023 | $1,020.00 | $138,037 Land $34,260 Building $103,777 | $138,037 Land $34,260 Building $103,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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